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More filling form questions, please help!!!!!!!
I am having a nightmare with these forms, i am so sorry to keep asking you guys questions but i just cant seem to find the info i need. My problem is the forms include an 'employment and present income' form it only asks about paid work, there is no where to put what benefits we recieve, where it asks for 'take home pay'…
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Have been offered Beneficial Interest???
Ok im not sure what to do about this? The OR has written to us wanting an up to date valuation and redemption statement in order to assess the value of the BI and then transfer to us or a relative or friend at an agreed price. Now we are in Neg Equity and I have 2 estate agents coming tomorrow to provide valuations. So I…
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Forced Bankruptcy query.........
Hi all, I am in a position where I am likely to be forced into bankruptcy due to some legal issues with my ex employer. I was just wondering there is a pretty big chance I may be going to jail for a short time can i be forced into bankruptcy while in jail? and is there any point in forcing someone into bankruptcy when they…
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council tax after bancruptcy
i declared myself bankrupt july 09,just wondering do i still pay council tax till next april or is it included in the bankruptcy,will they chase my partner for the debt,because she is doing debt relief this friday maybe it could be included in that instead thanx in advance for your thoughts mark
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Scared to spend money!
Hello While we are waiting for our trustee to make us bankrupt, I am finding that I am scared to spend any money :rolleyes: I think what if I'm spending too much on grocery shopping, what if I'm spending too much on winter jackets for the kids (bought second hand off ebay so I could buy them 2 each), what if what if what…
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OR call done and dusted..pheww
I was due my phonecall at 9.30...well 9.30 on the dot the phone rang...but it was flippin lloyds, so gave them all the info, 5 mins later the OR called, sounded very young, she just went through some of the details ie addy ect then went on to ask about assets, i have none other than life policies, she explainedthey would…
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Bankruptcy and disabilities
We are seriously in debt , about 70,000+ which includes 50,000+ secured on the property, one of which is welcome finance which refuse to respond to our requests to contact us.We started off borrowing 10,000, paid off 5,000 but now owe over 35,000. My question is this, the house in in my husbands name , I am a full time…
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Filing in forms couple on jsa?
We have just recieved the mountain of forms from our CAB advisor, we are both declaring banckrupt, do we fill the forms out so both are exactly the same? Do the debts just go on hubbys forms and not mine as they are his? We claim jsa as a couple, no other income. ALL debts are in hubbys name, mortgage is in both. Our…
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OR and car
After being on a DMP for a few months and now losing my job I think my only alternative is to go bankrupt. My main concern is losing my car. It is valued as a private sales with Parkers at £1300 but its not in very good condition, large dents, boot lock broken, in need of new clutch, interior condition not in good…
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Forms
Forms is it easier to fill the forms in on paper or online at the insolvency website Just I am doing it online and I am being asked a lot of things that do not relate to my petitioning my self for bankruptcy. I am going to ask the cab and CCCS about this
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Online
I am filling my bankruptcy papers on on the insolvency website but in the part about it is asking the question date inured now is this the date I got the card or loan Just I can not remember when I got any of my cards will this matter?. Oregonuk1
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Do I have to take ID to court with me ?
I've never read that I do but just wanted to check. Also, can the forms be printed double sided? TIA
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Can parking fines be included in BR?
I've been challenging a parking fine for a few weeks but they've finally decided to uphold it. Bah! Can I hold off paying and include this in my stuff to be written off as part of my BR? Or is that wishful thinking? ;-) D4H
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Make Him A Sir Or A Lord
:money:Now although he probably wont want it, i have just seen the main man Mr Lewis giving them hell at whitehall about credit cards on sky news. That man deserves to be a sir or a lord or some major recognition, he is an absolute champion and we all owe him so much, bless him.:money:
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SOA Clarification
I was made b/r earlier this year and was out of work at the time, due to this i did not have an SOA to aquire my disposable income (there was none). I have this week started work on a 3 month contract and so will have to (i presume) now fill an SOA once i inform the OR. I wanted to clarify whether i will have to include my…
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Letter from Mackenzie Hall???
Hi all, I went BR in August and I have suddenly received a letter from a debt collection agency called: Mackenzie Hall. I is basically a letter asking my whereabouts and to ring them to discuss a payment scheme!! Hahaha Fat chance!!!:rotfl: Anyway, can anybody tell me what I am to do with this letter? Im presuming I…
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HARD question!!!!
OK folks, here is one I am struggling with. We have a rental property in negative equity. We have a paying tenant, but it doesn't cover all the costs, although not far off. We would prefer to keep the house as we were told before BR, that as it has no equity, the OR will have no interest. We have enough money after IPA to…
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Another soa!!!!!!!
Can anyone please take a look at our SOA and tell me if it is about right? The child we have at home is 6` 4" and eats more than we do, but I do not know if that is taken in to account. He also needs access to the internet for his college studies. Statement of Affairs and Personal Balance Sheet Household Information Number…
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Eeek!!!
hiya. so last thursday 22nd i spent the day at court, and went bankrupt(yay :D !) Today i had told one of my loan people who come and collect from my house weekly about it, and after they have spoken to there office they gave me some worrying news. basicly a couple of weeks ago i rang the court to make the appointment for…
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Tomorrows the day
we take the forms in. We will get our court day within two weeks. Just checking through our forms so a few Q's. I am no longer working so my SOA is simple. I just put my personal figures down and write the same amount in what hubby 'gives' me. That right? Also, the child benefit gets paid in my name and the tax credits in…
