-
company director/ secretary
a quick question......I'm a company director, which I will have to give up if I go bankrupt, but can I be named as company secretary? doing a straight switch, she become CD I become CS thanks Henry
-
Puzzled
Hi all, I have a query. I have been BR in London since 7 september. I was told that the OR would contact me for a preliminary interview 3 or 4 days later. After a week I called them and I was told that they were very busy. Since that, I spoke thrice with the person dealing with my case, and in all three occasions she said…
-
Hand Back car
Went bankrupt at start of year, accused of preferential payments to suppliers in my business so could restart a new company and never paid tax. Now pulled up for it and been asked for 50 grand or will come after me personally as director. trying to come to agreement but dont have money to pay 50g or wouldnt have gone br in…
-
SOA guidelines/amounts
Hi all, where can i find info on the maximum that you can put down and be allowed? thanks
-
Maternity mortgage holiday
Anyone ever taken a mortgage holiday whilst BR ? Does the all payment go straight to OR ? also I am going to be receiving maternity allowance - will this be included in our income ?
-
Discharged in 7wks
i will be up for auto discharge in 7wks is their still time to be landed with a bro as i am anxious of this? regards out of cash
-
Bankrupt.deeds of house
Hi all, i went br last year and are wondering does my ex need my sig to allow her to remove my name from mortgage deeds as she is transfering house into her sole name by buying me out.I want to move out asap but not yet as i am unemployed and have about 3p to my name:D she is also unemployed so mystified where this pile of…
-
Early Discharge????
Hi all, I have been reading this forum now for near on 12 months and it has given me a tremendous amount of information to guide me through what has been a difficult 12 months. Any how the reason for the thread is......i went bankrupt back in March and i've sorted house that was in neg equity and i was hoping for ED but…
-
SOA - Advice Required
Please take a look at my SOA and add any relevent comments. Many Thanks Dawlish Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 2 Number of cars owned.................... 2 Monthly Income Details Monthly income after…
-
bank a/c with switch facilities
Hi All Can you over advise please? I will not be discharged from my BR until Jan 2011, i currently bank with Nationwide but they refuse to gove me SWITCH facilities. Which bank will? Thanks in advance
-
Debt Advice - help needed
Hi My wife lost her job awhile back, and I've taken on paying the debts for the household. We're starting to incur charges from the bank for going over the overdraft and we basically can't afford to pay the charges as we have no money left after all bills paid. I realised we couldn't go on much longer like this so phoned…
-
if abroad who can file for you?
hello who can file for bankruptcy on your behalf if you live abroad? Would you have to use myvesta or similar or can someone else attend at the high court for you? Would they need a power of attorney or do they just show up with your documents and payments? tia
-
Roughly how long does the process take?
Another question from me!! Husband and I are off to see the CAB lady tomorrow to start the ball rolling and she will call our creditors to let them know we are taking advice, and then we plan to start the whole thing off. :eek: So, just roughly how long does the process take? I know it will be different for everyone, but…
-
Update of Bakrpcy quest (and a story i found amusing to boot)
Hello to all you nice people , I sent away the statutory declaration(form 17) today by special delivery (due to the posties threatening to strike again) so just waiting on letter from the AIB. Funny story - I am getting constant phone calls from DLC (presumably to find out why i have stopped paying them) and its always the…
-
Your all brilliant
Hi i just wanted to say you are all brillant, helping and sharing information.:beer: I just found all I needed to know at present from previous threads:T I was made bankrupt in 2007 and need to clean up my credit report and have found how on here, even a sample letter to send!!! Thank you all so much!!:j
-
OR and Child Benefit
I was really surprised when I had my interview on the view the OR took on child benefit. They told me the benefit was for the child and allowed several extra curricular activities to be included on the SOA instead of the usual one. This meant the entire CB was accounted for. Im not sure if i had a particularly sympathetic…
-
Time seems to grag
Time dragging waiting for discharge after sending in ipoq i know ED not gauranteed but time going slower and slower
-
Help required - credit file clean up
Hi, I'm busy trying to get dates, etc, changed on my credit file and i had a house that was repossessed and put on my bankrupcy papers. I today received the following letter: I refer to your recent letter concerning your credit file history at the credit reference agencies. Your first query related to the date of default…
-
a couple of things..
hi just a little advice needed please. Husband and i have around 60k debts and know that BR is the only way to go now. We are expecting a baby early next year and need to buy some big purchases like nursery furniture. pram , cot and stuff! Is it best to wait to go BR and save the money that we would otherwise use to pay…
-
road to bankrupcy
hi, i have missed 5 of my payments. must say barclays are the worst ring my non stop. how do i find my local CAB, ive decided if i want peace of mind i need to do this sooner than later. i paid all my bills this month on credit card....feel awful. my journey started from the day i missed my first payment. if the mortgage…
