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Another BBC program?
Not sure I should mention this after the last one, but anyway...... http://news.bbc.co.uk/1/hi/talking_point/7844190.stm
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My Day In Court
Hi Everyone, Well thats part one over, arrived in court at 9.25, we were taken into a room by a woman, who we thought was quite a snotty and looked down on us, but in the end she had a bit of a laugh and was quite pleasant. we went through forms, a few trivial mistakes later and we were told to go out for an hour get a…
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My Day In Court
Hi Everyone, Well thats part one over, arrived in court at 9.25, we were taken into a room by a woman, who we thought was quite a snotty and looked down on us, but in the end she had a bit of a laugh and was quite pleasant. we went through forms, a few trivial mistakes later and we were told to go out for an hour get a…
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bankruptcy and credit checks help
Another question regarding my pending bankruptcy. My contract with virgin media will be up for renewal soon, but i would prefer to change to sky, can i presum that since my credit rating is naff and by then i should be BR, will they not accept me as a customer.
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BR and rent arrears help
I have taking advice from CAB and am going BR, went up to the courts last week to see The citizians advice people there as they deal with BR in more detail. Most of the forms filled out and ready to go expect for one thing. I have rent arrears of £480 wich i owe to my housing association, these have occured as housing…
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Another Newbie really need advice
Hi everyone I need you help and advice. I'm currently in debt about 19,500 and I'm seriously thinking about br. I'll make a long story short. I have one bank loan, 3 cc and 2 catalogues. Everything was fine working full time, partner one child. I then changed jobs and thats when my problems started I found out I was…
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are you considering going bankrupt?
if you are working and worried about getting a NIL tax code which could attract attention in your wages department, remember a NT code has to be applied in tax year you go BR, so if you can do it before the end of March you should avoid the problem. think so anyway....:rolleyes:
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Re: Bankruptcy & new mortgage
If my partner & i want a mortgage. Is he able to take it out in his own name (i was discharged 2005) and then I can join as a transfer of equity. I would be paying towards it and providing him a £12,000 deposit. Thanks ps: did try in joint...no hope in hell! xx
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benefical interest when bankrupt
im the only person that is on the mortgage agreement for my house but my partner pays all the main houde hold bills, does this mean she has some benefical interest and how does this affect the bankrupcy thanks, look forward to your replys
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Blew out at the TSB
I've probably done this all wrong,I don't know, but i finally went to town today to attempt to open an account. Some of you know I went BR last march and was discharged in august and its took all his time,pathetic I know, to even walk back into a bank. Even today I felt that same feeling has I did on court day just walking…
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OH's Car
Just had a call from the OR. We can keep the wife's car!! Well Chuffed:beer:
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Arrrgh Courts !!!!!
Hi Guys Well after finally plucking up the courage to ring the court to find out how long the waiting list was for BC, was told to just turn up with money and forms and sit and wait, but might get told that I can't be seen that day and if not they will then give me an appointment!!! So that could mean two days off work and…
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Shares loss
Does anyone know that if i bought shares but lost all the money about 7K This can be included in the bankruptcy forms as how i ran up some debt Thanks
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surplus income
I went bankcrupt in October 08 and have been working extra hours to pay a garage bill I knew was coming in will the recievers take this extra from my wages before asking me what it is for and also direct from my wages :rolleyes:
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£345 to pay the court...
I have to find, somewhere the £345 to go to the court to file for my bankrupcy, but having no job, a wife and 4 kids I simply cant save the money. I have asked the jobcentre about an emergency loan, that was a big no, Ive make phone calls, welfare rights enquirys all to no avail. Any suggestions Please. Thanks Tom
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Bonus in BR
Hi there, I was made BR last May and have gone through all the meetings with the OR and then my appointed Trustee. We volunteered our house (after getting rented accom sorted) and that has now been marketed and sold. I have agreed an IPA and that is in its 4th month now.....automatic discharge will happen in May this…
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RBS Problems
Please can someone advise me, yesterday I received a letter from the about anothe £240 in interest they were adding, so I rang and said you already know I am bankrupt as of 05/08/08 why the letter. They said they will send letters until I am discharged but wouldn't guarantee they would stop then either, also because they…
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Opening a barclays account
Can anyone tell me if you can open a barclays account after opening a coop account, can you have two accounts? or is it unlikely?
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Starting a self employed business after going BR
Hi everyone. I am trying to help my OH get back to work, we are both bankrupt as of last week. Yesterday we went to a seminar to start up your own business with a multi-level marketing company, and we were very impressed with what we saw. There is a minimal outlay (very minimal) to start the business and this buys you the…
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Nearly Over!!
I had my appointment at the court yesterday and i'm now BR!!!!!!! Just waiting for my OR appointment, which is the last bit of worry. whooo! I just want to thank everyone that gave me the strength to carry on.... Just cant believe how easy it was.. I did stress out before I left the house, I put on about 6 different…
