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She's only gone and done it!
Well after putting off the inevitable for over a month I finally plucked up the courage to go to court today to go bankrupt! :eek: I did my forms online a couple of weeks ago and just kept putting it off I'm sorry to say! My biggest worry was that they wouldn't allow me to go ahead and due to me not reading the notes very…
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Bankruptcy Question
I've been thinking about making myself bankrupt for a while now, and have recently been sent a letter from one of my creditors saying that they are considering making me bankrupt. If they decided to make me bankrupt, it would save me having to fork out the fees myself, but I'm wondering if there's a difference between…
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Boy, am i proud of myself..
I am officially BR, as of 11.07 this morning. When i went to pick up my copy of the BR order, i was reminded of my other official bit of paper from a county court - my divorce 7 years ago. All this and i am barely 30. Some of us are just born to greatness.... Keep your envy in check if you can!! As if that isn't enough, i…
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ftva
hi people.. is a ftva a way of stopping me losing my half of my house , due to BR. im lost here.. helllllp
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Screenwriter needs help
[FONT="]Hello my name is Andrew[/FONT] [FONT="]This is not your standard thread, but I still need help about bankruptcy...[/FONT] [FONT="]I am currently rewriting a screenplay about a family annihilator, with many of its elements taken from a case that happened almost decade ago. The contextual spine of the…
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mortgage after BR
I am 22 and going bankcrupt. I have two kids and at some point in my life would like to own my home. Doesany one here have any sucess stories of getting a mortgage after bankcrupcy? I could dovwith a happy ending...
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roger here
I need some advice, this is my story, I have got unsecured debts for about £28000,secured debts of about £27000 and i owe£77500 on my mortgage.About 70% of debts are due to gambling.And the house is worth about £95000. I told my partner how much trouble i had got myself into,she was not a happy bunny,well anyhow we have…
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Bankruptcy Procedure - High Court
I'd be grateful to hear from anyone who knows what the procedure is in the High Court. I called some time ago and roughly know that I should be going to the cashier, then the bankruptcy division then back in the afternoon to pick up the forms but I'm planning on going in the morning and it would be really great to know in…
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hello all ,me again! need some more answers!
well here goes....i want to go into private renting accomodation,and have found a suitable place, they know i have defaults(and seem fine about that,said extra rent upfront or maybe a guarantor),but thats it at the moment no CCJs etc,the thing is when i start renting im going to go Bankrupt,have no choice(if youve read any…
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Council Tax
My OH went br on 30th June and I am due to pay the monthly instalment of council tax tomorrow. Do I pay this instalment in full or do I need to contact local council for advice as to how much I need to pay
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negative equity and bankruptcy
My house is going to be repossessed within the next few weeks, I have recently split form my partner and can't afford the mortgage and secured loan anymore. The house is likely to be at least £10k negative equity. I am looking into going Bankrupt. If i did this once the mortgage co had sold the house would i then be able…
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Bankruptcy
Myself and my partner run a tiling firm. We have 3-4 men working for us and our general works include residential and shop fit work around the UK. We have recently learnt that one of the companies we do work for has gone bankrupt or into liquidisation. The company it transpires had been in difficulties for sometime and owe…
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work
I work as a Trainee accountant, I dont deal with Cash or bank accounts. Just figures on a screen I make look pretty every month. Should I tell my line manager / HR that I am going bankcrupt?
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Going bankrupt at 23.. :(
im in a very big mess all started when i was 18.. the banks gave me £7500 personal loan £3000 credit cards x2 £4000 personal loan defaulted on them at 20 i have a mortgage that keeps rising and at 23 i have also got a-- £10,000 welcome secured loan. ( dont ask !!) £1000 credit card plus what i owed from 18 . nearly £30,000…
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Business insurance - any ideas?
Hi Folks Me 'n' Lil' took out a small business insurance package a couple of months ago. It was only to cover our laptops and a couple of other bits of kit as our home policy wouldn't cover them and we have to work away sometimes. Turns out they (Direct Line) won't let us keep it now we're BR. Anybody ever found a friendly…
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can i leave my job?
i hate my job and i really want to leave it, but rather than get a new job i'd quite like to go round europe and get cash in hand jobs as i go. I am 11 months through my IPA post bankruptcy. does anyone know if I can go and not pay the monthly IPA or if i'm stuck with it and therefore here for the full 36 months?
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Question
Hi there, my step son has got himself into a lot of debt and I have a question about this. He is a share fisherman. so he pays his tax bill every year, or at least hes supposed to. We have found out that he hasn't paid it for several years along with his NI. He has also got lots of other debt probably totaling several…
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Tax Credits Overpayment, BR and Discharge
Hi I was recently posting on Brimau's thread regarding Housing Benefit and Council Tax Overpayments. Following on from that I challenged our previous council and the recovery they were trying to make since our discharge. This was successfully challenged and the amount was written off!!! At the same time I wrote to the HM…
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help with forms
hi well i have finally got my date to go to court-22nd july.I rang up last week after taking 5 hours to pluck up the courage!!!I now feel a mixture of strange excitement at finally getting rid of all this debt to oh my god am i really doing this?????I have spent the last week dodging phone calls(caller display is a…
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Rights of DCA
I have had the dubious pleasure of trying to deal with a guy from Hammonds who nearly took the door of the hinges this morning to get me up. He said he had been sent by Lombards to recover one of my husbands minibuses as a direct debit hadn't been set up after the last time they harrassed him:rolleyes: When I wouldn't give…
