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Holding on to your current mobile phone for as long as possible can certainly a good way to save money, and sometimes getting an 'upgrade' isn't actually that much of an improvement (like in MSE Rob's experience). But the promise of new features, slicker designs and better technical support can sometimes be very tempting,…
This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
I moved to Thailand in 2022 having retired and in April this year I discovered the P85 form to stop paying tax on my pension in the U.K. Despite acknowledging they received my request I never received a response so I filed a complaint which was also ignored as was the latest complaint. My questions are: 1/ Is there an…
I took voluntary redundancy with a decent payout at the end of May and will be starting a new job in September. Combined this will take my annual taxable income for 2026/27 to c.£115k (plus the £30k untaxed voluntary redundancy allowance). Given I have one child in nursery and will also loose 15hrs free childcare and tax…
So im allowed to do a certain amount of hours on disability element But I cant work, I cant even go outside to exercise on the near by park What work can you do from a computer in a flat, realistic work? Whats available? It can mean income too ebay selling isnt really a job, but its an income
I'm with Lebara month by month renewal. Five years of loyalty. I've recently been a very low user, due to buying a rival SIM deal, and was considering leaving Lebara. Suddenly Lebara gave me extra free data that I don't use. Next I got an SMS of an exclusive offer to "enjoy 50% off for 3 months…no need to do…
I received a letter from the HMRC stating they owe me a £6k refund out of the blue. It says that it's in relation to the 25/26 tax year, which I have yet to submit to my accountant. I have looked into it, and it turns out that it is in relation to a pension policy that I withdrew. I took out the full amount, which in total…
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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