We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
Ok so I have always paid my Car tax religiously but the last few years because of poor health I haven't been using it much and it kept breaking down when I did. When my car tax came up for beginning of April 2026 I just naively thought it would just expire and that would be the end of it. I had moved a number of times and…
I applied for an Investec 1 Year fixed rate ISA yesterday and on reading t and c's after applying noticed that on maturity the interest appeared to have to be paid away into your linked account. this seemed really odd to me so went onto their chat and this was confirmed that on maturity the Isa transfers to instant access…
Hello, Around 2 months ago I received a letter in the post from DCBL with a charge of £155 for overstaying at a Euro Car Parks in Sainsbury’s dated in June 2024. Unfortunately missed the initial letters due to not updating my logbook address so the letters were all sent there. After a back and forth with DCBL to see the…
Hi All My Daughter is about to have her assessment for autism after years of wait. Once she has had the assessment and depending on there judgement how will this affect our universal credit. My partner is currently subject to the AET of £991 which is difficult with reduced hours she can work as although my daughter is 13…
A good while ago we had a GIA portfolio (actually two, but they can be treated as one) with a roughly 50/50 mix of gilts and stocks/ETFs (mostly some good dividend titles and the usual Vanguard VLS40…80). Nowadays it's more like 40/60 (gilts/stocks) because the stocks/ETFs have had significant gains. Additionally, we're a…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
Free and available on iOS and Android
Tip Email
