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You're the only customer in the supermarket and have five small-to-medium size items in your basket. For the sake of argument, let's say: a pint of milk, a jar of peanut butter, a box of cereal, a loaf of bread and a tin of baked beans. To paraphrase Louis Armstrong, you have all the time in the world. On one side, the…
Whether it's because the cupboards are bare, you're too exhausted to cook, the kitchen is too much of a mess or you just fancy something special, getting a takeaway for your evening meal can be a bit of a treat. But how regularly do you indulge? Vote in the poll and share your opinions in the thread!
We've all been there. A freshly brewed tea or coffee steaming away (perhaps a cheeky biscuit on the side) but suddenly the phone rings / doorbell goes / kids need attention / you get dragged into a meeting, and before you know it your enticing cuppa has become a chilly shadow of its former self. What do you do about it?
FIL has given a loan of say, £100K to a child to help buy their home. If FIL dies within the 7 years: 1. Does the child have to pay to HMRC IHT of 40K (its now tied up in a home, so how?!?) 2. If not, does the 100K just get "added" to the estate value, so all beneficiaries effectively share the burden of the IHT ? Child…
Welcome to Splendid September's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
possibly not the right subject, but looking for any guidance for my child. they've finished college, not sure what they want to do long term, taking a year off from education, may go to uni next year, may not. Currently working part time (stayed in the job they had alongside college). Hours / earnings aren't high enough to…
and in the case of the first one, can you get one that has 2 on/off switches? Thanks.
Just curious to know what everybodys criteria / cut-off point is in terms of opening a RS... I'm relatively new to RS. Atm I have the Principality 7.5% RS and the Zopa 7.1%. I had initially thought that I'd start with these two, and then open any more that were 7%+ Starting to realise that that's maybe too optimistic and…
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Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
These days, voice recognition on our devices means you don't even need to type anything, let alone scribble it down. But do you still find yourself reaching for a pen?
The FCA warns against signing up to a claims firm – there are free ways to get complaints in and there's no harm in doing so now
New research shows the withdrawal fine – which sees first-time buyers lose some of their own savings when buying a home above the £450k cap – puts one in five people off opening a LISA.
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