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Save Money on School Uniforms
Hey everyone Read about this in the Observer. Don't know if it is any good as don't have kids myself but thought that it may help someone save some money? https://www.uniform2.com - a pre-owned, second-hand uniform market. Cheers Annie Xx
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Looking for extra work?
Heard about this site on Radio 2 this afternoon and thought it might help someone out here... https://www.findextrawork.co.uk Hope it's of use to someone. Josie
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Job Hunt (UPDATE!)
Hello DFWs! I just wanted a quick post on here - no I'm not procrastinating!! - and ask you all to cross your fingers for me whilst I find a job. My debts will be so much easier to pay off once I have some money coming in - Doh! I am working on one application at the moment (heck it's 1am!) and it has to be in at midday…
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Please Help!!!
can you all please pray and cross your fingers for me. Its to help my gf get the new job for which she has an interview for tomorrow. This job will be a MASSIVE boost for my debt free quest and bring the dfd forward by months. Will take our joint saleries up to 52k and were only 22!!!!!. which is a must as we have 39k debt…
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default notice removal help!
I read on the front page of the consumer action group website on the left hand column the following RE defaults: "If someone owed you money and didn't pay you, could you go and put a default entry in the credit register? No of course you couldn't. You would need a court judgment to do it." So, my question is..... I have 3…
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What should I do to save money
Hi fellow money savers, this is my first time in the forum and im feeling very reassured by your messages - many of you are doing great!:j :confused: Im hoping for some sound advice with my situation as im feeling totally confused and mad that im being ripped off by my bank. My two biggest problems are my mortgage and a…
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Gas and electricity rip off!
Hiya I wonder if someone could give me some advice. Checking my bank account i've just noticed that british gas have put our monthly direct debits up to: Gas: £73 Electricity: £54 We live in a four bedroomed semi. Does this seem like a hell of a lot of money or is it average because of the price hikes? I'd appreciate any…
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lloyds charges had this in the post
just had this in the post this morning from the court( i first asked for my charges back in april 06) To the claimant All parties have agreed ( i have not agreed anything) District judge beattie orders that this claim is stayed until 12th sep to enable the parties to attempted settlement. On or before 26th sep one of the…
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First Plus - Trouble again!
Hi Guys - hope your all well... Straight to the point i guess. Nearly three years ago, before we were married and had only just bought our house. My wife and i feel into the trap of trusting Carol Vordemon in her adverts. We were not in financial trouble, but did want a loan and not being financially savvy, we borrowed…
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Thinking about xmas. i know it's only august
Bearing in mind what people are like at xmas, is £5 a present too stingy, when i tested it out on my daughter her face was a picture, you'd have thought the end of the world had come. Ok in my stupid days i used to spend £100's but it was all on tick, they never hardly used any of it, by june it was all binned and we're…
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I'm a spendaholic
which I am guessing makes me not alone on here :-) My debts are as follows: A & L loan - £6400 Egg CC - 526.37 (old card expired and I ahven't registered the new one - step one ;) ) Virgin CC - 701.42 RBS CC - 1551.00 (on intrest free blanace transfer til November) Capital 1 CC - £1040.13 I'm paying the minimum amount to…
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Incorrect Credit File info- Please HELP!
I got my experian file this week and it has lots of info incorrect. For starters- it says my Orange mobile account has had 9 over due payments in last 30 months, was settled in 2005..when i closed it in 2003!! Have tried to call but cant get through without an Orange mobile number, what else can i do? Also, i have settled…
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Shall i take the risk
Hi everyone, I am new to the forum although have been looking about for a little while. I have about £3000 on a Natwest Credit card - i am known as a rate tart i think :rotfl: My question is, is it worth Speculating to accumulate? I have been looking around some Catalogue clearance websites and tempted to purchase about…
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BT and Wescot credit
Hiya CAN ANYONE OFFER ME ANY ADVICE? I recieved a bill from BT (which I didn't agree with, but that's another matter) and it has now been passed to Wescot Credit. The original BT bill was for £171.84, but the Wescot bill is for £214.80 - therefore a £42.96 admin charge. Can they charge this much for admin? They said it's…
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Bank Charges V Nat West
Hi y'all, Has anyone taken on the Nat West trying to re-claim bank charges and won? I am in the process of persuing £2,699 back from them, but they are not being very forthcoming - I have just sent off my LBA and I am afraid it may go all the way to court - which I am very nervous about!!! Any experiences from you guys…
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Need Advice As Major Debt Problem
A relative has major problems he is 42000 pounds in debt which is loans and credit cards and a 7000 pound over draft almost to its limit and he has just lost his job and he is seperated from his wife. He has no assets no income and he is with a company called all clear finance for a IVA. What are his options in regarding…
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Student Debt Soars
I've just received this in one of the newsletters I subscribe to. It doesn't make nice reading. It does seem to me, that debt is being forced upon the students. It doesn't give them the best start in life. "TOP-UP FEES SEND STUDENT DEBT SOARING Students starting university this year will pay record bills for their degrees,…
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Mobile bill is a little high Dad!
Can anyone advise please? Take one 19 year old unemployed daughter, one mobile phone and one bill for £8,510.63 all inclusive for one months usage. I have tried all the debt advice lines who say they can only offer advice on unsecured loans (whatever they are). I am not very familiar with being in debt (owing the milkman…
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credit checks-what can they do with ur details?
forgive me if im on the wrong board, and mods pls feel free to move if so but i was just wondering if i order a free credit check with e.g. experian using my credit card, then cancel before 30 days, can any of the companies that i owe money to use these card details to take payments from or indeed find out that I have a…
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Can I shave any more off my SOA?
I'm not in debt but I'm hoping you can help me shave some more off of my SOA as I am saving for a wedding. All useful posts will be thanked :j Income (monthly) Earnings - £538.12 Child Benefit - £116.60 Money for being a lone parent on a course - £9.00 Total - £663.62 Outgoings Monthly Internet - £17.99 - Wanadoo Broadband…