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default notice removal help!

I read on the front page of the consumer action group website on the left hand column the following RE defaults:

"If someone owed you money and didn't pay you, could you go and put a default entry in the credit register? No of course you couldn't. You would need a court judgment to do it."

So, my question is.....

I have 3 defaults registered against me although I have continued to pay the creditors etc and have good diaglogue with them. I never stopped paying them although i had a payment plan with them.

Is there any way that I can get these defaults removed as there was no court judgement against me?



grateful for any advice, cheers!
Lightbulb moment: July 2006

Total debt: £39,678.01 July 2006 :eek: Total Debt: £19k March 2007

Proud to be DFW Nerd 123 :cool:

Comments

  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    If you were late making payments, according to the original payment plan you had, then no - they are justified in having the defaults listed if the information is accurate. You just need to wait it out.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
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