Barclaycard Credit Limit v Others

Options
123457»

Comments

  • paulsingleton
    Options
    Barclaycard 800
    MBNA 2500
    Capital One No Hassle 5500
    Egg 750
    Mint 1250

    Self Employed, Income Varies Between 8k & 20k
  • beatthebanks_2
    Options
    Hi,

    At long last got my b/c after waiting three weeks.

    The limit they gave me is laughable, I would probably have preffered if they had refused me, my great 12 months @ 0% is limited to 90% of £280!!!!!

    What a joke!

    1.Income £24k
    2.No debt other than 0% cards & mortgage
    3.£280
    4.MBNA £22k, Lloyds £12.5k, FD £10k, Easymoney £10k, Marbles £6k, Beneficial £6k, Cahoot £8k, Halifax £5k, Egg £8k & Morgan Stanley £3k

    Have recently closed citi cards £10K, good credit ratings as all card have been taken out over a number of years, never apply for more than 3 cards a year!

    Needless to say will be cutting card up straight away and sending back to barclays! >:( >:( >:(
    Treat everyday as your last one on earth! and one day you will be right.
  • Galstonian
    Galstonian Posts: 1,292 Forumite
    Options
    I can go along with Barclays if all those cards are open. You have almost 4 times your salary in unsecured credit available to you plus a mortgage!

    Perhaps you are a responsible borrower but it must be hard for them to tell.
  • beatthebanks_2
    Options
    Hi,

    That may be the case however a £280 limit is still pitifull, I would have actually preffered a decline.

    Barclays are clearly not wanting to give much free money away as looking at previous posts it's not just me who has been given a low limit.

    I have actually called Barclaycard to cancel the card anyway.

    Regards

    beathebanks
    Treat everyday as your last one on earth! and one day you will be right.
  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    Options
    1. £26,400 basic
    2. Was about 4k, £2300 on MBNA, 1700 on Mint
    3. No idea yet but BT'ed the above onto it
    4. Till i find out my Barclaycard limit it's Mint on 4k
    5. Not on electrol roll
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards