-
Just had a Howdens quote...
Mother in Law having a new kitchen fitted - it's a tiny walk-in kitchen approx 2m x 2m This was the original "estimate" - ACS1412 Glass Splashback 595mm x 705mmCRD510N Clerk Gls Rd Grn 200 CC PreFit Pull-Out Base White Cab FCRD5119 Clerk Gls Rd Grn 150 CC Pull-Out Base White Cab FCRD517F Clerk Gls Rd Grn 800 CC 3 Dwr Base…
-
Amex Everyday cash back vs Amex Cashback (with fee) Optimum spend?
Hi, I'm struggling to work out what the minimum spend should be to make it worth paying the fee. I currently have the Amex Cashback with fee, rules being 0.75% cashback up to £10,000/yr, 1.25% cashback above, £25 fee. The other option is Amex Everyday, 0.5% cashback on first £10,000 spend, 1% above, no fee. I'm ignoring…
-
Looking for a cheap sim with minimum top up to use for just one verify text (yes really!)
Ok, I'll explain myself. I've been using Facebook Marketplace for a number of years, no issues. Recently I tried to post on ad to sell a desk, I was asked to confirm my identity. This process asked to use my phone number, presumably to send me a code. Lo and behold, an error message: "The phone number that you're trying to…
-
Vertical radiator and TRV
Hi everyone, after a bit of advice. I'm planning to add a (Stelrad) vertical radiator: The piping options are as follows: The options show that I can have ceiling drops to feed the radiators (and minimise chasing pipe runs) inc. the option to use the middle connections. Question is, can I still use a TRV? The TRV shown in…
-
Questions about SIPP with bank income
Hi I am not working presently and am fortunate to have bank interest of around £10k a year. I have maxed out this year's ISA allowance so this is not an option. The bank interest is the only income in my name, and I have declared via SA, I do not claim any government benefits. I have a query on how much of this I can put…
-
Looking for some front door step ideas (pic included)
Like the title says: Wife and I are going round in circles but it's coming to a head now as ageing parents are finding it a bit tricky to navigate! We're thinking 2/3 steps down made up of grey brick and slab across but just can't picture it. If anyone can post pics of what they have or recommend I'd appreciate it. Thank…
-
Comparing PCP APR to cash in the bank interest rate
Hello New car being delivered shortly to dealer, who will be chasing me soon no doubt to sort out the paperwork. I have to take out PCP to get the manufacturer's contribution. I know I can take out the PCP and then settle immediately with cash in full, but the current rates of APR on offer is 2.9%. Considering that bank…
-
Hi, After advice...buying car on finance for wife
Hello everyone, I was hoping for some advice (from anyone who has been down this route) on buying a new car on finance for my wife. It's a brand new car which has just left the factory and is now on its way to the dealers. The offer when ordered was a substantial manufacturer's contribution towards the deal, hence why I am…
-
Son just passed driving test - telematics insurance?
Hello My son passed his driving test about 2 weeks ago, and I added him on to my car insurance (1.3L Toyota Yaris), with Admiral) and paid a fee about £50 as there was only 6 weeks left until the insurance ran out. I'm now looking at renewals for the coming year and I'm getting quotes of around £680 with him as an…
-
17 Year Old travelling to South Korea this summer, best card to use?
Hi, as the title says my son has been fortunate enough to be chosen to go to South Korea and the World Scout Jamboree. He's going to need some spending money, a few hundred pounds at the most. I'm not keen on him taking cash. He's 17 so won't be able to have a card of his own (aprt from his bank card) just wondering what…
-
Why are the standing charges increasing?
I can understand that the price cap is moving upwards in line with wholesale costs of energy, but why does this mean the standing charges are increasing? Surely the standing charge is meant to reflect the costs of the energy provider in billing, etc and also paying for the infrastructure and is fixed? Sorry if the answer…
-
Smart meter woes
I'm with People's Energy, and after being chased a few times I caved in and decided to have smart meters installed last week. The installer from Magnum Utilities did a decent job, all neat and tidy and left me a Chameleon IHD3 (In House Display). The first couple of days it worked great, showing gas and electricity usage,…
-
Quote for mist coat whole house
Hi, renovated and extended a 1930s detached house, spread over 3 floors, plenty of high ceilings, 5 bedrooms. Living space is approx 180m2. Walls have been freshly plastered. I’d like to have the whole house (walls and ceilings, and stairwells) mist coated, prior to second fix items (also no doors, skirting, architraves…
-
Responded to message from Paypal 62226 and got charged!
Hi, bought an ipad from eglobalcentral a few days ago, and paid checked out via Paypal. A few minutes later I had a text sent from Paypal "62226" asking me to authorise a transaction. it did mention the retailer and accurately mentioned the amount, and asked to hit 1 to authorise or 2 if not. I replied "1". I then had the…
-
5% VAT on renovating residential property
First of all Merry Xmas! It’s 2am and I can’t sleep as my mind is working overtime... Basically, bought a house to refurbish and move into back in October 2016. It was being sold by the son after his mother passed away in April 2016. The house has been unoccupied since this period. Plans were drawn up to extend the…
-
Buying dollars when already in the States
Hello everyone For an unavoidable reason (too long to get into right now) I'm having to take some of my spending money in cash £s to the States, does anybody have any tips on exchanging when out there? Thanks :cool: valmiki
-
Car Hire in Iceland
Hello! I think I'm getting confused... I've rented a car for a week in Iceland (next week). I've gone with Cardelmar and upgraded via them to the 'All-service plus' package which is 'comprehensive cover with refund of excess including glass and tyres'. Being Iceland, online everyone bangs on about getting Gravel, Sand &…
-
Some very quick questions (I think)
Hello! looking for some quick answers if possible please. Mum passed away two weeks ago, abroad, in India (2nd home kinda thing). Fortunately I was able to make it in time to spend the final few days with her. Now that the funeral and most of the ceremonies are over with, I'm planning on how to sort stuff out when I get…
-
Choosing a building surveyor - what to ask/check?
Hi, First a quick background filler... We've seen a house we like, parts of which are 100 years old, single-brick, etc. It clearly needs some work doing to it, but on the surface looks mostly like redecoration. However the seller is only interested in 'proceedable offers' so we have just put our house on the market and…
-
Can I sell on my Windows 7 Home Premium Retail
Hi everyone I had a Vista OEM installed on my desktop, and and I subsequently bought Windows 7 Home Premium Retail and installed it. Now, a couple of months later, I don't use my desktop that much, I spend more time on my laptop and netbook, so I'm tempted to reinstall my Vista OEM if I can then sell on my Win7 Retail on…
