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MSE_James rounds up highlights from the week on the MSE Forum
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
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Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
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Last year I contacted HMRC and got an 18 digit reference number so I could pay for 4 year's contributions. This left me with one more year to pay. Can I reuse the reference number from last year or do I need to phone HMRC for new reference number?
Hi all My Mum recently passed away aged 82. Probate has been granted last week. She had collected quite a lot of gold jewellery over the yrs and months before she died gave some gold to my son to have a signet ring made for his 21st bday which he did - and managed to show her literally weeks before she passed. My brother…
Hi, I've received notification from HL that they made an error with an amount I contributed to my SIPP with them. They say I wanted it Gross, but they applied it as a net amount and got tax relief for me. They now say they made an error and want me to sell some of my invested assets in order to cover the refund back to…
Hi, We have 7 years and about £175,000 remaining on our 25-year mortgage. We're currently on life-time tracker with Bank of Scotland 0.85% above BoE, so 6.1%. At the moment we pay £900 per month interest-only. I've applied via Fluent Money (got linked to them from MoneySuperMarket). They assessed us as: 1. Excellent credit…
My Uncle has an estate which goes over the inheritance tax threshold. There are almost no liquid assets.Most of the value of the estate is in the house and a huge collection of stamps and other phillatelic material.The value of which might be similar to the house.Getting it valued and sold will take at least a couple of…
Share your MoneySaving meal inspiration on the ongoing 'What are you making for dinner?' thread, like goldfinches and their dumpling stew (pictured)
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With the end of the tax year drawing near, discuss how to make the most of this year's allowance before it's too late.
How many days this month can you go without non-essential spending?
This year's application window is now open for Forumites looking to join our Ambassadors programme. Interested in applying?
The banks, which are all part of the Lloyds Banking Group, will shut at least 176 of their branches in 2024 and 2025, after the Group announced a further 53 closures.
The Lindt chocolate bunny is widely regarded as the gold standard of Easter treats, though it's rarely the most MoneySaving bunny-shaped choc – so in classic MSE fashion, this called for a taste test. The team at MSE Towers were all ears when we asked for volunteers to taste cheaper supermarket own-brand chocolate bunny alternatives alongside Lindt. So let's stop rabbiting on and hop to it.
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The MSE Forum relies on its volunteer Ambassadors who help the community run smoothly, and there's a chance to apply to join them this month. Read on for details, and our pick of the week's top threads.
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