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A&L esaver to Premier current account transfers - when would funds be available?
Hi all, Assuming my overdraft on my A&L Premier account is 0, and I transfer 3000 pounds from my A&L e-saver to its linked account (the mentioned A&L Premier account), when would funds be available? I did the transfer earlier, and on my A&L Premier account it shows available balance that includes that 3000 pounds Does that…
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Kaupthing Edge Interest rates - no brainer?
Just looking at the interest rates on KE's fixed term products. 36 month rate is 7.67% gross. It has a 'break rate' for early withdrawals of 6.67%. Given that the instant access rate is 6.36% gross, I'm struggling to find a downside of paying into the 3 year fixed term and, if necessary, closing it if I need the money…
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£100,000 to invest. advice required.
Hello, i have recently been fortunate to come into a small ammount of money, £100,000 to be precise. after paying off outstanding debt of about £5000 im looking into ways to hide it away from the tax man and make more from it. Im currently at uni so dont really need to get to it for at the very least 3 years didnt really…
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Ns&i
Ok, so a couple of weeks ago, I came across three long forgotten bank books of mine. I have had them updated, and are as follows: NS&I Last updated: 4th September 1992. was worth £121.30 now worth £304.07 Yorkshire BS Last updated 30th June 1999 was worth £241.91 now worth £321.12 Leeds Permanent BS (now HBOS) Last updated…
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Post Office Instant Saver
Several weeks ago I sent a cheque to the above to open an account but having singularly failed to do so I telephoned them and told them to return my cheque or send a payment by BACS. They have twice promised to do so but nothing has happened and they have now had my cheque for around six weeks. I have also written to them…
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Principality Building Society
Three years ago I some how or other got involved with a financial adviser from the above society My brother had died and left me a small amout of money I was ill at the time and was given advise to put my money into Equity Isas and managed High income Account with the Norwich Union which I was told was low risk Even before…
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monthly or annually interest rates?!!!CONFUSED
Hi, im have a few saving accounts and was wondering whether i should be asking banks if the interest is paid annually or monthly? One of my accounts it gets paid monthly, whereas i have one which is annually. Does it make a difference and should i transfer my money from the annual account to the monthly?
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Premium Bond prize didn't arrive!!
I am posting this as a warning to other Premium Bond investors. I checked on the NS&I website at the beginning of October and was pleased to see I had won £50. In waited until 20th Oct but my cheque didn't arrive. I phoned NS&I and they said "Give it until the end of the month. If it hasn't arrived by then write in and let…
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Bradford + Bingley issue 3 rate dropped?
Just looked at my account and noticed the rate drop from 6.51 to 6.01, has anybody else noticed? or have I read it wrong!
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Icesave Fixed Rate - matures Oct/Nov
Hi all, Sorry for new thread but can't see answer to this on others. I have an Iceland fixed rate account which matures this week. Icesave site showed interest up to the day they went bust. Any idea how the FSCS will treat similar accounts that mature from Oct 8th to just before they start the payouts? They only seem to…
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Icesave
I have 2 year term bond with Icesave. Is it now advisable to let this run to maturity or with draw the money. If i leave the bond to mature will i receive the opening interest rate ?. If so surely it is best to leave bond to mature.
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Offset mortgage or savings?
I've been trying to get my head round this one so thought I would ask here! We have savings, currently earning about 6% (I am a non tax payer). We also have a mortgage, about 90k, on an interest rate of 5.81% fixed for two years. This mortgage has an offset facility (no interest) which I haven't used until now. Am I right…
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choosing new savings account
Have put all the money I possibly can tie up into fixed term one/two year bonds. Now need a savings account or two for my rainy day savings when my ordinary savings account money comes back from IceSave- (no email yet!). From the higher rate accounts that are UK banks/building societies how do I choose? Maybe the newest…
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fixed term bonds and Bham Midshires
They are doing a great rate still but it takes ages to get the paperwork through even though i already have a different account with them so they already have my signature and a cheque from my bank as proof already when i opened another account recently. Another drawback is that they donr allow a linked bank account to…
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Kaupthing Edge - How to Close?
Transferred the majority of my savings out a couple of weeks ago, so just have a few quid left in there. Just wondering how you get the account closed and remaining balance transfered out. I have just logged on, but could only find the normal transfer button, which wouldn't take into account any due interest. I only assume…
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can i open multiple Halifax Fixed Rate Web Saver accounts?
Hi, can i open multiple Halifax Fixed Rate Web Saver accounts ? Thanks, Derek
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I have 10k for 8 months - what to do?
I have paid off my cc debts over last 2-3 years so no cc debt. MBNA called me to offer me up to 10k interest free until July 2009 with £300 handling fee. If i could invest it wisely for these 8/9 months and make at least £300 I will break even, anything more and its worth my while. Any ideas where to put the money to…
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BG Cantor Partners
Who are their main competitors, looks like they are the only key players in voice assisted brokering and end to end transaction solution providers or maybe I need to be educated on this? :confused:
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Best Savings Account?
Hi there, Could anyone suggest which high street bank is the best for investing 25k redundancy payout for about 12 months? Many thanks Lil x
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Abbey savings account for first time buyers
Saw this in the paper yesterday. Abbey have a first home saver account which is for first time buyers aged between 16-35 paying 8%. Although this isn't a fixed rate. You can open it with £100-£5000 and then must pay in between £100-£300 per month thereafter. However the rate drops to 0.10% for any month you miss a payment…