£100,000 to invest. advice required.

luckymarine

Hello, i have recently been fortunate to come into a small ammount of money, £100,000 to be precise.
after paying off outstanding debt of about £5000 im looking into ways to hide it away from the tax man and make more from it. Im currently at uni so dont really need to get to it for at the very least 3 years didnt really understand how difficult to understand the financial markets were! makes this particle theory nonsense look like childsplay!
Any ideas would be greatly appreciated all except property investment opportunities in morroco or anywhere like that! if its too good to be true than its just not real!!
Anyway, thankyou in advance.

swiss69

1 . £100,000 is not a small amount of money!

I would seek professional advice on that amount of money. Try to get a recommendation from someone you know.

Generally speaking when investing you should firstly consider your short term needs

1. How much will you need to fund UNI for 3 years
2. When are you likely to want to buy a house
3. Do you have any debts to pay off

Keep enough aside to cover anything you may need in next 0-5 years and then consider investing the remainder in line with your tolerance to risk in a longer term product. Most good quality investments allow access in any case if required.

Seek advice from more than one source if unsure. You should get a gut feeling about the company to work with. Check their fees/commission to be taken too. Some companies charge way too much for what they do.

dunstonh

3 years is too short for investing unless you are a high risk experienced investor.