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Egg money manager -Password safe
Does anyone know where the password safe is kept on the computer. I have just bought a new laptop and looking to move the files over from my old desktop. I use egg money manager to mannage my accounts and it would be ideal if i could just copy the file over (I have no idea of my login details for half my accounts - hence…
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Credit Card application questions
Hi all, just have a few questions re: applying. I have just cancelled one of my credit cards as I didn't owe any money on it and it had quite a high limit. I am assuming this will make me more likely to get a higher limit on a new credit card as I have less credit available. Is this right? I have read a few posts that seem…
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what should i go for
i am new to credit and using my ist credit card which is barclay master card 19.9% APR since june and paying them off well , so now i want to apply for the second card what do u suggest to go for as i am new to credit scoring etc ..... where i would have more chances to be accepted. Thanks
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Capital One Platinum 0% BTF's until Jan 08'
Already had one of these 18 months O% bal transfers which has finished and currently stands at zero balance but with a live £17k limit. Is it worth ringing them and asking can i take out this offer until Jan 2008 as i have £20k on other cards some of which run out Jan 2007. I know there is a 2% fee but this will still…
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Is it worth putting my Credit Card debt onto Mortgage
Hi.. Can anyone help me?? i have wracked up £14000 in debts - my own fault, i know and im so working hard to clear it. Someone told me about putting the crdit card debt onto my mortgage as the interest rate is much much less- would this work?? Has anyone got any other advice for me?? Thanks :eek: :eek: :eek: :eek: :eek:…
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Credit Card - loans
Can anyone help?!?!? I have two credit cards, which are my only debts, but these are both really high.... i rang my bank and said about the credit cards, what was left on them and how much my balance was. I explained i wanted to shut the cards (which were with my bank) and take out a loan to cov er them as i couldn't…
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MBNA upping minimum payment
In the post this morning was a letter from MBNA. It seems that the minimum payment is going up from 2.25% to 5%. This isnt something that will affect me as I'm looking at paying twice the minimum payments on cards as a minimum but it might affect others. The reason given is to cover any payment protection, fees or charges.…
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AmEx Blue
Hi guys, what's the latest with AmEx Blue? Is it worth getting it now or have AmEx completely stopped offering it? It's on their site (not everywhere) and they force you to call them to apply for it, so no online application for it.
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An error in my favour?
A month ago I bought bike insurance for a new motorbike. Unable to give them a registration number as the bike was unregistered but needing a cover note to tax the bike, I phoned them with a chassis number, rather than complete the online form. They agreed the internet price, tried to flog me extras, but I completed the…
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Help With Credit Card!!!
Hi Everyone, I am desperate in need of some advice. About 8 months ago I instructed Halifax to cancel my credit card, to which they stated they did and as my account was in credit they sent me a cheque to close my account. Well I had a bit of bad news yesterday. A family member has used credit cards sent to me by halifax…
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Citibank sign-on
This has to be the worst security system EVER! THREE times I have now inadvertantly reset my account in spite of following their instructions! Has anybody else suffered the same frustrations?
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Card Balances
This is all of my own fault, i have racked up approx £11000 in card debts, £6000 on Barclaycard,£5000 on Halifax mastercard. My minimum payment on barclaycard is £150 and £100 on the mastercard, as i can only afford to pay off £300 a month over the 2 cards, i'm finding that the balances are not going down easily. any help…
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Tarting/paying off credit card strategy advice please
Ok people, need some opinions please on the state of my credit card finances. These are my current cards, limits etc NatWest : £3400 limit, £2985 used (approx 88% used), 17% apr MBNA : £3000 limit, £2225 used (approx 74% used), 20% apr Halifax : £2250 limit, £1901 used (approx 84.5% used) 14% apr Morgan Stanley : £2000…
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Personal Creditcard for work expenses only
Hi All, I've been recommended to this forum by a friend of mine who swears by it. I am looking to get a personal creditcard that will be used just for work-related purchases and expenses. Our accountant will then pay the creditcard bill each month for me. Are there any cards that offer advantages like vouchers, cashback,…
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Paying Off in Full Each month
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APR list
As we know the CC companies can be a little furtive when it comes to telling you the APRs on the statements. The following list tells you the APR from the monthly rate: Credit Card Rates Monthly% APR% 1 12.68 1.1 14.02 1.2 15.38 1.3 16.76 1.4 18.15 1.5 19.56 1.6 20.98 1.7 22.42 1.8 23.87 1.9 25.34 2 26.82 2.1 28.32 2.2…
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Barclaycard Error on 0% deal
B have confirmed an error is occurring on interest charges for the old 0% card where you need to spend £1 a month. This shows on the statements from mid-sept 2006 and is applied to the Interest on Your Balance Transfer. It is an error and ring CS 01604 234234 to get it cancelled.
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monument credit card , what is your apr?
i was just wondering what apr monument offer, i have managed to get my apr dropped on capitalone and barclaycard, and have nearly cleared monument by BT, and was wondering if they offer lower apr? so my question is for anyone with a monument, what is your apr?:cool:
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Anything free with a credit card?
i am 19 and want to get a credit card to get a good credit reference. I will only be using it once a month to put petrol on and then paying it off at the end of the month. Is there any good deals out there where i get something free for signing up with a specific card?eg free mp3 player, cashback etc? thanks in advance
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GE Money cashback card
one of Martins recomendations for cashback credit card was GE Money giving 3% on food & petrol. I noticed its no longer recomended, is this because you cant get it now or its not a good option? :confused: