-
Council Tax Rebanding SUCCESS stories
MSE Insert! Forumite lanerideruk successfully reclaimed 19 years' worth of council tax - £2,400! Join and let us know what you've reclaimed too. Read how to do it yourself: Council Tax Cashback This thread is especially for reporting your successes in getting your council tax rebanded plus refunds. The aim is to show…
-
New to the Reclaiming Mortgage Fees, Council Tax, etc board? Start here
🏠 Some threads that may be useful * Council tax rebanding success stories 🏠 Useful links to MoneySavingExpert.com guides * Lower your council tax band (England and Scotland) * How to reclaim overpaid council tax * How to claim the 'severely mentally impaired' council tax discount * Complain and reclaim 💡 If there's a link…
-
Council Tax Rebranding help please
I wonder if someone could help please. I have acquired my late parents bungalow. On the street all of the properties they are all in the same council tax band but after looking up details they vary inside from the smallest being 78m2 upto 120m2 . Would this be worth investigating further to see if the current band could be…
-
Council Tax Reband - Effective date
In April 2025 i challenged my Council Tax Band. Fast forward to January 2026 when the result came through that we had been rebanded from E to D. I sat waiting for the local council to send out a reimbursement for the 5 years we had been at the property on the wrong tax band. Today, after receiving no contact i called the…
-
National Insurance contributions paid under threshold
Hi, I earn less than 12,570 however i pay national insurance because in schools, the pay increase is decided in November and back dated to April is paid in one month which triggers NI. Can I claim it back?
-
Reclaim lost assets for free discussion
This thread is specifically to discuss the content of the Reclaim Lost Assets For Free guide. To discuss or ask a question about the article: click reply
-
Council Tax Challenge re - different size properties = same Council tax band ??
Hello, Recently moved from a 3 bed Semi-detached house with back and front garden and driveway for multiple car parking which was taxed at Council band C rate. Now live in a 2nd storey 1 bed flat with no garden or driveway for car parking, being charged at the same Council Tax C band rate. ???? I have challenged the…
-
Care home fees
Hi. My dad's been living in a care home for the past couple of years and late last year his savings dwindled to zero. I'd contacted the local council six months before his savings were due to run out - I'd hoped that would be enough time for them to carry out all their assessments, etc. However, they didn't get round to…
-
No proof!
hi all.. After seeing Martin’s advice to check your band, I realised our entire street is in the very highest council tax band there is. I live in a terraced house in a unique street of houses that were all built in 1982, nothing like them in the vicinity. I cannot find any sales between their specific 1989-1993 period,…
-
Challenging Doubled Council Tax
I understand that the government want to encourage dormant houses to be put back on the market and as part of that have given power to local councils to double and treble Council Tax on empty properties but when a property has demonstrably been on the market for two years at market value or less and still hasn't sold is…
-
Charging Orders
I am looking for help with regards to the payment of a Charging Order.
-
Council Tax Backdated Refund
Hi, I recently challenged my Mum's council tax band and won. She's been sent £2100 and been told that they can only backdate it to 2020. Does anyone know if this is correct? I'm sure Martin said that you can claim as far back as 1993? If so, would I just write back saying that you can go back this far? Or is there any…
-
Challenge Council Tax Ban issue
After moving to a new property on 01 Aug 2025, I challenged the Council Tax Band with the VOA - property Band C. I collated all the info. I could regarding the properties value as 01 April 1991. Long story, but very limited records available, e.g. Land Registry House Price Index, with nothing specific of any of the 13…
-
SMI ..Council Tax !
There's no forums on this so it appears it's one of the Local Councils hidden items. As I've just found out after 20 years. SMI: severe mental impairment you can claim Council Tax full rebate. If you have Severe mental impairment ie: paranoid pyschophrenia, and similar you just have to contact Council tax SMI dept and they…
-
Has anyone tried re-banding in an area where *everyone* seems to be wrong?
Here's the story: Small estate built 2003 (post-1991 banding exercise) in the south-west 24 houses, all more or less same type, square meters, number of rooms: some have an extra bedroom, some have an extra bathroom. All band "F" Used the MSE price-in-1991 estimator: we should have been band "E" Tried with our purchase…
-
HSBC mortgage rate error letter
Did anyone else receive a letter from HSBC prior to Christmas stating that they had been given the wrong mortgage rate previously and that they were offering a redress amount of the difference to make up for it? I found it very suspicious, the fact that it came 2 weeks before Christmas with a 'confirm your bank details and…
-
Council tax disabled band deductions
Hi I recently applied for the council tax band deduction. basically it me my disabled wife and older daughter who is also disabled so we could live in a 2 bedroom house but due to my wife’s disability she has 2 brain tumours Epilepsy bad arthritis and fibromyalgia she is in constant pain and discomfort and her sleeping is…
-
Empty flat broken into and turned into cannabis farm, appealing council tax deband rejection.
Hi bit of a complicated one, I had an empty flat for a couple years whilst going through some personal issues, all bills & mortgage were paid still. My property was broken into and turned into a cannabis farm, they obviously caused a lot of damage to the property, loads of damp, damaged ceilings, floors, walls & bathroom,…
-
Council tax banding - council refusing to review
Hello, Based on a tip from MSE, my husband and I made a formal proposal to have our Council tax and reviewed and changed, based on the fact all other similar properties in our street are on a lesser tax band. We have just received a reply rejecting the proposal as we became the home owners 12 months ago and limit to appeal…
-
Service Charge Apportionment for Flat
Hello everyone, I’m looking for some advice regarding my service charges. I bought a share-of-freehold flat in June 2021. At the time of purchase, I was told by the estate agent that service charges would be apportioned since it’s a ground-floor flat with its own entrance, and we don’t have access to the communal hallways.…
-
Council banding
HI, The property i live in is council owned. So no valuation of the property has been recorded either by VOA, Council or housing association ( so i am being told ) I have tried using other properties in the same compound as mine, but all are bigger and most have two bedroom so i feel its not the same or am i wrong ?. Yet…
-
Solar panel claim
I am trying to ascertain whether this is genuine. My planet installed panels then went out of business. I was approached by Energy advice centre in Halifax, i checked companies house and they are genuine. I was passed on to Claim Resolution Services Ltd who also appear genuine on companies house, who would submit a claim…
