kk*s official debt free diary!!

kk*_2

Hi everyone, had another NSD today!!
overtime didnt happen today but think its rescheduled for monday so at least its still happening.. its payday tomorrow!!... already worked out outgoings for next month.. and guess what, its going to be sooo tight but we can pay £400 off the debt to the inlaws!!
im so happy right now, its things like this that remind me how happy im going to be when im totally debt free!

I know to some people its not much but this has lifted my spirits soooo much!

just thought id send a little of my positivity out to everyone.

and trust me, if i can do it, anyone really can.

The debt free journey has begun!!

k*

Tonylpool

hi k,

your making me feel really good now too! I too have had a no spend day today and my pay day too tomorrow! My month is going to be tight too, but I am going to watch every penny in July. I got a flat tyre on tuesday and was hoping to pay for only apuncture repair but i have to buy a new tyre!!!

Thank you for your support so much this week hun

Tony X

Numpty_Monkey

Glad your doing so well
and well done

kk*_2

Morning everyone, well it was pay day yesterday an i got my payrise!! should add about £100 to my monthly wages starting from next month!! im really happy with that, had a cpl friends round last night to watch some of glastonbury on the tv... worked out all the wages.. well after paying everything we have about £140 to last us.. and thats with paying £400 to the inlaws so im pleased, yes it will be a tight month but not as bad as i thought, weve put £40 aside for emergencies and today we are going shopping to stock up on supplies for the month, at least we know that once we haveour travel to work sorted and all the bills paid we are gonna be ok! and when the money runs out, it runs out.

we are not going to spend any extra on credit cards/borrow/go over the overdraft limits.

we really are still positive and think we can do it!!

i hope!

have a great day everyone

k x

Tonylpool

hi k, thats fantastic and pretty much the same as I have. you have set your plans out now and I know you willdo it with the support of everyone!

Well done hun!!

Tony x

kk*_2

hmmmm, not really looking forward to posting today, well things seem to be getting worse, worked out all incomings and outgoings, was very tight but we thought we'd be alright, how silly of us!

we had an unexpected bill in the weekend and no we have nothing for the whole month! luckily we went out and totally stocked up the freezer and the cupboards and toiletries and washing powder and cat food so i think we just might make it through the month.... but we havent got ONE penny!! its sooo scary! so now we've both got to have about 30 no spend days!! :eek:


this is going to be so hard for us but hopefully with the support and ideas from everyone here we might just make it through!!


sorry to ramble on, there must be others out there in a lot worse situation than its just scary right now

k x

Tonylpool

hi k, i have just looked at mine and have got £110 to last the month (inc petrol) which will be £100. Like you, i stocked upon food! Hey hun,listen how many nsds have we had recently? We can do some more!!

Dont say sorry for rambling, its what we are all here for! We will get through this!!!!

Tony x

kk*_2

Thanks tony, just really scary now as we have got a whole month to go until we get paid again!!

I guess it just means that it is possible... thats if we survive the month!!

im being as positive as I can, meal planning too, thats occupying my mind a bit which I spose is good, still not heard anything from the bank R:E my bank charges reclaiming.
no news is good news at the moment... think id cry otherwise!

obviously had a no spend day cos weve got nothing to spend... the trick for us is not to use credit cards or go into the overdrafts... which we havent.

received our free gift from BT... have no idea why they decided to send us a gift but im not complaining!, It was a really smart digital photo frame... so thats my grans birthday present sorted!!

hope everyone is doing better than me!

k x

Tonylpool

Its tough k, but in a way I'm enjoying it! Keep up the good work, you are doing really well!!!

Tony x

talliedebtbuster

Evening KK, im back on the board after ages away. Im a single person living at home but pay alot! Its so hard i know, things come up but you will be ok. Your doing all the things right. Keep it together. How about getting those free recipie cards from sainsburys and see what you can come up with from the cupboards? Have TV nights in too. CSI is brill, tonight ooh now actually is a long night of episodes! I have 10k to clear by April next year. Thats my goal, it doubt it will happen but ill try. If you have any tips please let me know!!

Tallie