kk*s official debt free diary!!

kk*_2

Hey everyone, ive posted before with my SOA etc and have received a great deal of help.

I think its now time for me to start my diary as its the best way for me to see my progress (if any!!)
the other diarys on here are so inspiring, I just hope mines not boring for everyone!:o

well here goes, had my LBM a few days ago

heres what we OWE

egg cc £1190
lloyds tsb cc £1500
barclaycard cc £2000
mbna cc £4500
barclays overdraft £900
barclays overdraft £1800
next £350
barclayloan £6000
inlaws £900


oh my god, its looks so much worse than I thought, oh well least i know where i am

I'll be updating daily everyone.... just so depressed now!

my first friday as a DFW no night out for me tonight

k

kk*_2

how can I edit my sig to show my overdraft debts?

Numpty_Monkey

Go to User CP uptop end of page and click edit signature

and someone usually starts a friday night party thread, or the dailly chat turns into one:eek: :beer:

and good luck with your diary:A

kk*_2

thankyou NM, have a great day

k

mo1_2

mornin,dont it look worse when you write it down,i was shocked by mine,but you will get there

peb

I saw earlier that you were not going out which is good for DFW, however you do have to build in some occasional treats otherwise you are more likely to fall of the wagon. A bottle of wine and a special home cooked meal can be romantic and cheap! Some folk recommend candles to save on electricity but personally I can't stand them!

kk*_2

mo1... tell me about it, well ive been putting it off for ages so im not lying to myself anymore which is a good thing!

hey peb, had some good news already today, we did a favour for a family friend a few weeks ago and thought nothing of it, today however we received a box of blue wkd's as a thankyou!! so shall be having a few drinks this weekend now, and yeah im going to cook a nice meal tomorrow night.
being skint, u really notice the little things

k

kk*_2

had a good day today, still at work tho grrrrr

still feeling positive, I suppose I will get used to spending more time indoors :rolleyes:

freebies today....
diet coke x2
mars bars x2
pints of milk x2

not doing too bad!

also..OH's work colleague is getting rid of a leather 3pc suite, he said we can have it for nothing as he just wants shot of it, so tomorrow im borrowing my dads truck and going to pick it up... guess what.. I think ive already got a buyer at £120!! this has really given me a boost today! that means we can do a big grocery shop, get haircuts and put the rest on a card!!

yay!!:j

sorry for waffling.... im worried that this DFW business is seeming more fun to me than it should, i know its not going to last, its only been a cpl days since my LBM!

hope everyone else has had a little luck today too

k

kk*_2

It sounds like im just going to blow the money but im not honest!

its just neccessities that now wont have to come out of the monthly wages... more for the debts!!

k

kk*_2

Morning everyone....

heres the plan for today:

up bright and early to go help my mum with some cleaning... could be £20 for me in that!


borrow dads truck with OH and go pick up the free leather sofa that a friend is giving away and go try n sell that (may have a buyer already!)

take grandma shopping, she said she will treat to a few bits in m&s :j

should be a no spend day apart from the toll for the bridge (when we pick the sofa up) its £1.80 each way but should be able to make that back from the sale of the sofa!

wish me luck!

positivity levels are dipping a bit... possibly due to alarm going off at 6am!

will post later

have a great saturday everyone

k x

Numpty_Monkey

Good luck with the sofa:j a bit of a result on that:T

had little result myself yesterday, opened A&L account through Quidco account approved £50 for me:j from Quidco

Don't worry about a dip of possitivety it happens to us all:o
thats where this place comes into its own for picking up

Have a good day:D