What has happened to this forum?!!!

Ian_Griffiths_Halifax

3under3 wrote: »

In brief, general sentiments as follows...
BTLer in trouble - don't even bother posting you'll be hammered

Seller not selling - price unrealistic hadn't you realised?

Buyers who bought less than two years ago in trouble - own fault for not reading the market correctly

Buyers who bought 3+ years ago - generally ok unless try to sell (as above) or MEWers

FTB about to buy - mad as a hatter as prices falling

Renters/STRers/living at home saving for deposits - best course of action all round.

Brilliant! You've just summarised 1000s of posts in 100s of threads all in 1 post :rotfl:

trudiha

3under3 wrote: »

In brief, general sentiments as follows...
BTLer in trouble - don't even bother posting you'll be hammered

Seller not selling - price unrealistic hadn't you realised?

Buyers who bought less than two years ago in trouble - own fault for not reading the market correctly

Buyers who bought 3+ years ago - generally ok unless try to sell (as above) or MEWers

FTB about to buy - mad as a hatter as prices falling

Renters/STRers/living at home saving for deposits - best course of action all round.

Maybe it could be shrunk down into a signature line and everyone who thinks that we are at the start of a HPC should be obliged to have it, in the same way that mortgage advisers have to have their signature line? Then we'd all know where we were and how they felt and it would save keyboards up and down the land from being worn out.

SquatNow

carolt wrote: »

Actually, I have never called you or anyone else Hitler. Nor would I.

What about Gordon Brown. Or would that be insulting to Hitler?

Mr._H_2

Dan: wrote: »

Im afraid you bring it on yourself Carolt.

mr.broderick wrote: »

Don't make it personal carol, you strike me as someone manipulative.
It's nothing to do with falling prices, in fact i doubt anyone gives a hoot, massive gains, massive falls, who gives a toss. It's just the way you operate you are very unlikable and that is that, nothing to do with the current economic climate.

I really don't get this. Quite a few people really have it in for Carolt. I have never seen anything other than polite, reasoned posts from her. So come on, lets see all these unpleasant posts she's made to warrant these personal attacks. Links please.

mr.broderick you start your post: "Don't make it personal carol" and then later say "you strike me as someone manipulative" and "you are very unlikable". Hello? Do you not see the contradiction here? You ask someone not to make it personal and then make it personal yourself. You will note that accusing someone of being manipulative and unlikable is a judgement of their character and therefore a "personal" comment.

southernscouser

It's down to two things.

Either, the person was bullied at school or they have a small penis. Maybe even both.

SquatNow

trudiha wrote: »

I'd think that the only way that anyone could have failed to notice that there's a house price crash is by living underground for the last six months.

Sadly those of us that know there wil be a house price crash.... and why ...have been and still are fighting against the massive combined spin machines of the property industry and british government, both of whom are desperate to convince people prices will start rising again in the hope of dragging it out a little longer... in many cases so they can sell their properties and cash out before the crash.

trudiha wrote: »

Personally I'd see buying a house as being preferable to living in a hole in the ground

Technically not true. A homeless tramp living in the park has a net worth of zero. Someone stuck in negative equity may have a net worth of negative tens or even hundreds of thousands of pounds. Nice clothes and Ikea furnitre don't make you wealthy. You have to work long hours to pay those debts, a tramps time is his own.

trudiha wrote: »

but if you don't how about you warn them only before they exchange contracts, just the once and without the use of the word 'stupid'?

Because the people trying to convince them to buy will be hounding them day and night to buy and telling them if they don't buy they are stupid.

We're in a war to save peoples futures, and were fighting an enemy who are desperate to win at any cost to others.

Ladybird20

I find on here some great answers and one threadin particular gave me some great help ,the question was to do with scottish power trying to bill me for something i hadnt had..got a great response from here and the problem was sorted, however on further postings i got a huge amount of abuse,,abuse like i have never experienced before, and i do post on other forums with only respectful and freindly answers.
One of the main reasons i think i came in for some abuse on here was the fact that my username suggested i am a landlord(which i am)...but i changed that user name to this one its less unassuming.....I do provide good quality properties with great specs and put roofs over peoples heads,,,,I bought my properties years ago,,so i couldnt care less about high mortgage rates i can ride the storm.....now i will duck to avoid the throwing of bricks

Almo

In the past month or so, I started a thread here, and got abuse hurled at me. I started a thread on another board, and got reasoned, polite replies. In both instances, the advice went against what I had been hoping but guess which one I was more inclined to follow?

When I read posts here from people who believe there will be a crash, provided they articulate their views in a reasoned way, I think it's great that they post. The same goes for people who don't think there will be a crash. As several people have pointed out, it's a money saving site, and their advice was asked for. If they can explain clearly what they believe to be true (either that there will or won't be a crash), people are much more inclined to take heed, which is surely the desired result?

When individuals post replies in which they resort to calling people stupid, and far worse, it devalues their opinions. If someone cannot explain themselves to me, I'm not going to listen to their advice. If they can communicate only through abuse, I'm going to reason that they can't be very bright and that their advice is probably not accurate.

There are countless posters here who believe there will be a crash whose opinions I respect and value (from reading but seldom posting). There are a small handful whose vitriol really makes me wonder what's wrong with them. Unfortunately, because of the nature of their posts, they stick far longer in the minds of whoever is reading the thread. The same is true for those who don't believe there will be a crash. For both sides, the actions of a few negatively affect the many who want to help those who post here seeking advice.

Anyone who resorts to unprovoked mudslinging on an internet forum ought to take a good hard look at themselves, and possibly make a commitment to getting out more.

trudiha

SquatNow wrote: »

Because the people trying to convince them to buy will be hounding them day and night to buy and telling them if they don't buy they are stupid.

We're in a war to save peoples futures, and were fighting an enemy who are desperate to win at any cost to others.

I'm a FTB, well I'm hoping to be a FTB; my new house is being surveyed tomorrow. I've read everything that I could get my hands on about the state of the housing market, I've asked questions and listened to the answers. Every single person I've spoken to about this in the last few months has made a sharp intake of breath through their teeth while shaking their head. The climate has changed, no one thinks that this is a good time to buy.

I know that the house I'm buying is going to be worth less next year and even less the year after but I'm an adult, I'm paying my money and taking my choice, it's no body's responsibility but my own and while I appreciate your care for me and people in my position, I don't need 'saving'. I'd like to be able to ask questions about the conveyancing procedure and how exactly I pay over my deposit but I know that I'll just be faced with post after post about why I shouldn't be doing what I'm doing.

The house I'm buying isn't an investment it's somewhere for me to live. I actually can't wait for prices to come down a bit more, every percentage point drop means my brother's kids come a little closer to having a bedroom each of their own. They are 9 and 10 now and I'd like to see it happen before they reach puberty but I'm not willing to put my own life on hold any longer.

If I come back next year moaning about now little my house is worth you will be perfectly entitled to rip me to shreds but at the moment I think that we should both be adult enough to respect that we have different needs and have made different choices.

SquatNow

trudiha wrote: »

I'm a FTB, well I'm hoping to be a FTB; my new house is being surveyed tomorrow. I've read everything that I could get my hands on about the state of the housing market, I've asked questions and listened to the answers. Every single person I've spoken to about this in the last few months has made a sharp intake of breath through their teeth while shaking their head. The climate has changed, no one thinks that this is a good time to buy.

I know that the house I'm buying is going to be worth less next year and even less the year after but I'm an adult, I'm paying my money and taking my choice, it's no body's responsibility but my own and while I appreciate your care for me and people in my position, I don't need 'saving'. I'd like to be able to ask questions about the conveyancing procedure and how exactly I pay over my deposit but I know that I'll just be faced with post after post about why I shouldn't be doing what I'm doing.

The house I'm buying isn't an investment it's somewhere for me to live. I actually can't wait for prices to come down a bit more, every percentage point drop means my brother's kids come a little closer to having a bedroom each of their own. They are 9 and 10 now and I'd like to see it happen before they reach puberty but I'm not willing to put my own life on hold any longer.

If I come back next year moaning about now little my house is worth you will be perfectly entitled to rip me to shreds but at the moment I think that we should both be adult enough to respect that we have different needs and have made different choices.

Total respect to trudiah... someone who has done full research and consdered all opinions... but one question... why can't you rent? Compared to renting, "buying is dead money"...? And, I have to say, sharing a bedroom isn't a big deal... it was normal when I was a lad, and I'm only 30. In fact, having your own room was a luxury. My sisters boys are in that age range and they cope ok. They just have to go to the bathroom to, you know.... [EMAIL="w@nk"]w@nk[/EMAIL].