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What has happened to this forum?!!!
Comments
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I agree with the OP, and I would say some of the posts were harsh and down right rude.
If you want to make a point, you can make it in a polite, civilised manner. The choice and decision is yours to make - whether you be rude, or be polite.
There is no need, and no place, for posts with one liner like " YOU ARE DOOMED", or something worse.
I suggest people who are abusive get reported.
There is that little red triangle with an exclamation mark in it in the bottom left corner of every post. This is the "Report Post" icon. Click it and report it to a moderator.0 -
I've got called all sorts of awful names on this forum, but as I said earlier, as house prices fall further, those who've lost lots of equity and stand, possibly, to lose their homes, get very stressed and look for someone, anyone (other than themselves, obviously) to blame. So they post attacks on anyone who dares to suggest the bleeding obvious - that prices might fall; another side of the same coin that I'm sure will see copious litigation against all the brokers/lawyers/surveyors etc who 'misled' them and 'made' them buy an overpriced property.
As I've also posted elsewhere, buying a house isn't a purely short or medium-term financial decision, but as this is a Money Saving website, rather than a let's all have a nice chat about houses and a cup of tea website, you'd expect people to proffer advice based around whether or not it is a good investment ie moneysaving. Obviously, individuals have different financial situations and priorities, but pointing out that the value of what they're about to buy will almost certainly fall soon is an act of kindness rather than a criticism; no-one should make such a major financial decision without being aware of the downsides as well as the upsides. This applies particularly to those too young to remember the last crash, who may simply not be aware of quite how bad it can get. (And let's not forget - last month's fall suggest there is a fair possibility this crash may be worse than the last. It may not be; but people should at least be aware of the risks involved.)
After all, this site is about making informed choices. Unfortunately, because buying a house is the single biggest thing virtually all of us will ever buy, you'd have to expect tempers to get more frayed than when talking about the rise in a pack of butter or how to save 50p using some coupon.
So - to return to the OP's original question - what's happened to this forum is that house prices have started falling. And as they are not expected to stop falling anytime soon, possibly you just need to be aware that house prices are a subject which cause strong emotions on both sides.0 -
In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:0
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I've got called all sorts of awful names on this forum, but as I said earlier, as house prices fall further, those who've lost lots of equity and stand, possibly, to lose their homes, get very stressed and look for someone, anyone (other than themselves, obviously) to blame. So they post attacks on anyone who dares to suggest the bleeding obvious - that prices might fall; another side of the same coin that I'm sure will see copious litigation against all the brokers/lawyers/surveyors etc who 'misled' them and 'made' them buy an overpriced property.
As I've also posted elsewhere, buying a house isn't a purely short or medium-term financial decision, but as this is a Money Saving website, rather than a let's all have a nice chat about houses and a cup of tea website, you'd expect people to proffer advice based around whether or not it is a good investment ie moneysaving. Obviously, individuals have different financial situations and priorities, but pointing out that the value of what they're about to buy will almost certainly fall soon is an act of kindness rather than a criticism; no-one should make such a major financial decision without being aware of the downsides as well as the upsides. This applies particularly to those too young to remember the last crash, who may simply not be aware of quite how bad it can get. (And let's not forget - last month's fall suggest there is a fair possibility this crash may be worse than the last. It may not be; but people should at least be aware of the risks involved.)
After all, this site is about making informed choices. Unfortunately, because buying a house is the single biggest thing virtually all of us will ever buy, you'd have to expect tempers to get more frayed than when talking about the rise in a pack of butter or how to save 50p using some coupon.
So - to return to the OP's original question - what's happened to this forum is that house prices have started falling. And as they are not expected to stop falling anytime soon, possibly you just need to be aware that house prices are a subject which cause strong emotions on both sides.
My god what a load of claptrap, you really are full of self importance aren't you?
This forum was like this when prices were rocketing, it's jealousy that causes it. FTB ers who missed the boat and missed out on massive gains, i feel for them but we can't turn back the clock, house prices will not crash in my opinion even though it would suit us, you talk as though it is a given and there are people on here who read these posts and make what they think are informed decisions because of it.
Ardock isn't far off the mark.0 -
People come on here for advice.
If the best advice is "You're about to make a huge mistake, don't do it" then we have a moral obligation to give that advice.
There's too much hugging and cheering on here and not enough good, honest, sane, inteligent advice.
I expect a lot of people will end up suing MSE after receiving advice from people on here a year ago to "buy now before it's to late prices only go up etc etc"Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.0
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