Sub Prime Credit Card Club

Justy

Hi Everyone :j

Long time no speak - hope everyone is well.

Need some advice. Experian credit score 569 and Equifax credit score 308 - both in the 'Poor' category which has been a long hard slog to get there but happy I'm heading in the right direction.

Now I know that CRA scores aren't used by companies for credit card applications, however many of the factors are.

So, I need to apply for a new credit card (currently have Vanquis with £1250 limit).

Any suggestions about good ones to go for with the above numbers?

I've been out of the loop for a while and not sure what's hot and what's not

darcyvuqua

i have far less via cra scores that you but last month got a £2000 barclaycard intial instant accept as well

louiser123

darcyvuqua wrote: »

that mellow i can be alot more full on when im p!5$ed

:rotfl: i bet!!!!:rotfl: :rotfl:

cifpower

Well I've just checked my reports and the numbe of searches are as follows:

Experian
Unrecorded - 42
Recorded - 85 :eek:

Equifax
Unrecorded - 21
Recorded - 24

I know why I am being turned down for credit - too many damned searches! So I have made a vow to apply for nothing for at least 9 months.

darcyvuqua

i will challange you to that cif and i will put it in my sig how many day 9 months?

cifpower

darcyvuqua wrote: »

i will challange you to that cif and i will put it in my sig how many day 9 months?

How about until Monday 5 October?

darcyvuqua

roger that cif

i will be strong and you have to be honest if you do apply!!!

athensgeorgia

here

cifpower

darcyvuqua wrote: »

roger that cif

i will be strong and you have to be honest if you do apply!!!

I will be very honest, yes!

Turns out that Next have changed their mind on removing my credit facilities and have just given me a £2000 limit. All very odd.

cifpower

athensgeorgia wrote: »

here

Okey dokey:p