Sub Prime Credit Card Club

jakemuk

well ive had some joy

namely capitalone agreed to refund me 5 x months overlimit sums, due to me going overlimit mid month, There terms doesnt state that says any statement period and as i had paid back before statement period they were invalid, Managed to get the advisor to do that for me as he agreed unfair But all greens on me report to, and there going to up my limit to

Got barclays to write of the fraud on an old overdraft clear up my account, Pay them 200 quid and thats the end of it,they will also take the defaults of my credit file to, As they admit was there error for not investigatign the fraud seriously, And then i spoke to the business manager who appoligised for it, And were going to discuss reopeing the business acount with barclays next week

And then 02 have put my broadband account 120 quid into credit, for there mess up,

So all in all ive had a damm good day , And treated myself to one months credit expert membership lol

darcyvuqua

hey fairmorn how is affecting your credit with the ccj not being there anymore?

fairmorn308

no affect at moment cause have to many searches on account and also need to clear some accounts on my file before i see what kind of affects it has with it removed

darcyvuqua

jakemuk wrote: »

well ive had some joy

namely capitalone agreed to refund me 5 x months overlimit sums, due to me going overlimit mid month, There terms doesnt state that says any statement period and as i had paid back before statement period they were invalid, Managed to get the advisor to do that for me as he agreed unfair But all greens on me report to, and there going to up my limit to

Got barclays to write of the fraud on an old overdraft clear up my account, Pay them 200 quid and thats the end of it,they will also take the defaults of my credit file to, As they admit was there error for not investigatign the fraud seriously, And then i spoke to the business manager who appoligised for it, And were going to discuss reopeing the business acount with barclays next week

And then 02 have put my broadband account 120 quid into credit, for there mess up,

So all in all ive had a damm good day , And treated myself to one months credit expert membership lol

well done how did you manage the capital one increase

Sammy_Girl

Hey All :j

Well done on your silver medal Darcy When do you get the gold one??

I'm getting really annoyed with Vanquis and Next - had both accounts for approx 6 months now and no increase whatsoever :mad: I haven't gone over limit and haven't missed a payment or made a late payment. Paid in full each time and they still don't increase :mad:

I got a phone call today from our mortgage broker asking if we wanted to be a case study about remortgaging in a newspaper. How exciting!! And they want to do a picture as well. Famous at last lol

jakemuk

darcyvuqua wrote: »

well done how did you manage the capital one increase

mmm sheer determination, Im very good on the phone i either get what i want or break them down and down and down to either tears or angers, then i get what i wat , Just wear the !!!!!!s down, Once you get through to them in uk ie so called managers, they can do increases just dont like to

Sammy_Girl

I think Darcy's getting stressed....he was proper losing his rag on his other thread lol.

Only teasing Darcy love

PROLIANT

Oh dear, the boss lady say's no to a Lottery syndicate, well looks like I will have to have a syndicate with myself then. :cool:
If I win the jackpot I will pay a web developer to tidy up the MSE web site for Martin free of charge! (Only joking)
Never mind a part-time job at Tesco's seems easier to acheive than a win on the lottery, the things we do for money eh?

darcyvuqua

haha i read it wrong and my son is doing my head in took it out on that thread ive vented now lol

PROLIANT

darcyvuqua wrote: »

haha i read it wrong and my son is doing my head in took it out on that thread ive vented now lol

Wat thread?