Sub Prime Credit Card Club

sutton111

Used your Barclaycard yet?

darcyvuqua

yeah mate and paid it off in full no way am i abusing that baby!!!! lool

claire6hy

ive got my vanquis card but scared to use it... only wanna get a good credit rating

darcyvuqua

hello claire vanquis are good with there increases so be sensible with it and it will look after you a very good tool if used right

anyway i dont think i have spoke to you yet well done on the card when i first joined this thread i had nothing stick with us we will get you there lol

claire6hy

got the card a week ago, got it in my purse, dont need it, just for credit, so was thinking of doing 1 weekly shop a month on it, and paying off in full? that the best way to work it?

got accepted for an additions shoppin account which i pay off in full too

dont wanna get in debt AGAIN

darcyvuqua

i fell into that a few years back but done everything to get out still got some nasties on my file but when they drop off i will have nothing but good on them so whats your story?

claire6hy

well i moved away when i was 18, got a flat, a contract fone etc... then got depressed, cancelled all my direct debits, and came home n jus left it all!
dad paid off the rent/fone as i was living wi him n he didnt want any debtors or that...

since then ive missed the odd payment,but caught up within a few months,

in the last year ive not missed anything, because i just realised how important good credit is for getting a morgage etc... and would love a bigger house before i have any more kids (hav a 2yr old girlie)

at college full time til may (or a possible other year)
xxx


thats the gist of it in short, dnt wana bore ya all t sleep

darcyvuqua

lol its not boring we all know alot about each other in this thread its more like we are friends not just fellow mse'rs

claire6hy

ahh right cool well im sure as hell not readin 362 pages, so i will just catch up as we go on
this site is so addictive

sutton111

I know it's very Addictive, but it's also got a wealth of info on loads of sub prime things.
Have you tried a Catalogue account yet?