Sub Prime Credit Card Club

claire6hy

got an additions catalogue account woo!!
not really sure what sub prime means.... help help :D
not even sure what helps your credit.... mobile contracts do, what about broadband etc tho?
xx

darcyvuqua

broadband does nothing and sub prime is when you cant get credit at a normal rate so your apr will be daylight robbery

Sammy_Girl

Evening All and Welcome Claire

Have you taken a look at your experian and equifax reports so you know exactly what nasties you have on there? Once you know where you stand with your credit reports it makes everything so much more clearer

Ask us any questions you want!

darcyvuqua

hi sammy long time no chat thought you would be poking me on facebook by now!!!

christhesparky_2

any card companies out there willing to accept people with settled ccj's?

it was settles 18 months ago

fairmorn308

MASSIVE PROBLEM

Back in very start of oct 08 i had a balance of £102 on my next account, as it was the time i got my new flybe card i paid balance off so was oweing them ZERO. now there saying after i made the payment on the 2nd oct couple of days later they say they added items from the 21st sept. The goods are listed i did buy but that was within the £102 balance.

So now there saying i have a outstanding balance with a missed payment on my credit report am not a happy bunny and but sure what to do about it due to there mistakes

darcyvuqua

mine was settled 6 months ago and i have a mbna card capital one vanquis and a barclaycard all approved with a satisfied ccj!

PROLIANT

Whos poking who? :easter_os Lol, how is everyone, hey Clair welcome aboard the thread, nice to have another memeber of the crew. Well, I went daft the other nite when I was pished and applied for everything, you name it and I applied for it, how very stupid of me so it look like I will have to put my plan back another 6 months now, this must be some kind of mental condition, think I might go to get some proffesional help.

darcyvuqua

haha how many searches you carrying now mr p did any approve you?

christhesparky_2

darcyvuqua wrote: »

mine was settled 6 months ago and i have a mbna card capital one vanquis and a barclaycard all approved with a satisfied ccj!

Already got a capital one, green zeroes on my report, was thinking about flybe? maybe