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claire6hy

so if i got accepted for a vanquis card, and a catalogue shopping account, roughly how long will it take to start improving my credit rating??

im very clueless on all of this...
but guys on here are super smart :)
xx

cifpower

claire6hy wrote: »

so if i got accepted for a vanquis card, and a catalogue shopping account, roughly how long will it take to start improving my credit rating??

im very clueless on all of this...
but guys on here are super smart :)
xx

I would give it a year hun. That way you can get a limit increase or two and be able to show future lenders a good history.

sutton111

Sammy_Girl wrote: »

Well Guys,

I ended up out tonight, but thank the Lord for Sky Plus

Just caught up on all the X Factor excitement!! Bloody hell, what a night!!! I'm an original Boyzone fan so was so excited to see them perform, and then I absolutely love Westlife and thought there duet with JLS was fab......and OMG, Beyonce????? Blimey, X Factor has pulled out all the stops this year....Beyonce, Mariah, Britney. Hello???? ITV must have had a big budget lol.

Def the best X Factor so far!! I did want JLS to win, but I'm happy with Alex. I think her version of the winners song was great, and JLS will still do so well. There's a gap for them in the market at the mo.

So all in all I'm pleased Bit peeved I didn't sky plus the Xtra shows, but I've just set it for the repeats later on tonight. Will have to watch them tomorrow.

Now I can't get that Hallelujah song out of my head lol

The interesting thing, sammy, is the voting thoughout the series. Alex only won two shows and one was the final. She was fantastic last night.

claire6hy

cifpower wrote: »

I would give it a year hun. That way you can get a limit increase or two and be able to show future lenders a good history.

thanks
have a contract phone too, am i best to keep paying that, does that help??
or would applying for a new one do good too???Xx

cifpower

claire6hy wrote: »

thanks
have a contract phone too, am i best to keep paying that, does that help??
or would applying for a new one do good too???Xx

Yes. My Orange contract reports to all 3 credit agencies and it shows a good payment record.

claire6hy

ahh cool will keep that then:D

c8ndice

londonuk2008 wrote: »

Experian mate - keep turning me down to upgrade my 'basic account ' to a full account . Dunno why , although this aint my main account these days . I only keep it for when I go abroad for the Euro.

Same with me. I got fed up with being turned down for an upgrade, so I applied online for a new Flex account and was accepted with a £750 overdraft!

Still not sure why, but as soon as the last of my direct debits come out of the basic account I'm closing it down.

My new visa debit card has pride of place in my purse at the moment lol

clio

Haway the lads 3-0 away win gettinnnnnn

Sammy_Girl

Hi Guys,

God, I can't stop watching the x factor reruns lol.

It's been soooooo long since I applied for something, I'm starting to get withdrawal symptons lol

sutton111

clio wrote: »

Haway the lads 3-0 away win gettinnnnnn

Thats an extra 1 million on owens transfer.:rotfl: