Sub Prime Credit Card Club

londonuk2008

kpnut79 wrote: »

Evening everyone,

I applied to them online, got an instant message of acceptance and told I had to wait to hear from the underwriters with regards to the limit.

Then received a text message asking me to ring this number, which I did and I just have to fax copies of both parts of my driving license, 2 bank statements or wage slips and a utility bill..so I am thinking this is because of the CIFAS.

So I will do all that tomorrow from work and hopefully should all be fine...fingers crossed.

good luck!

kpnut79

ExNicotineQueen wrote: »

Hi guys,

I recently applied for a Flybe card and was turned down. All this talk about CIFAS markers now has me worried.

Do all (or some) of you have monthly or annual memberships to the CRA's respective sites to check your files regularly? Is it worth it? I'm not sure which one to go for, Equifax want £70 for a year's membership and Experian want £50. Is it better to go for both or just one?

Hello,

I subscribe to Identity watch (Equifax) through my Capital One card..you get two free reports a year, and if you need anymore you can recieve them at reduced price.

I also subscribe to Experian on a quarterly membership.

fairmorn308

I so hate littlewoods now

Payment date for min payment was today and i made the min payment by debit card at start of month when i got paid and they still tryed to take the same amount by DD and now charged me a admin charge cause it was returned.

Now am going to get a late payment on my account due to there !!!!ed up system.

what can i doa bout this?

clio

Hey soap dodger - what bank account did you get then m8.
is it one where you fill it up with bars of soap instead of cash lol.
and when you get 300 bars they give you enough water for a shower hehehehe... \0/

londonuk2008

clio wrote: »

Hey soap dodger - what bank account did you get then m8.
is it one where you fill it up with bars of soap instead of cash lol.
and when you get 300 bars they give you enough water for a shower hehehehe... \0/

Still giving compliments to us 'mackems'!:rotfl: :rotfl: :rotfl:

londonuk2008

I have a Natwest account - had for around five months - dumped A&L . Anyway went into a branch the other day - first time to pay some bonus chqs in and was collared to open a ISA - ok I thought . Anyway when the lass was going through things she said about my DD etc going out and maybe get a loan to clear everything.....mmm I said 'if you can sort a loan - go for it' next thing she said was how much do you need? I said around £8k' . Clears mine and other halfs cards etc. Done - sign here please.......

fairmorn308

london did you get the loan?

moneysavingallday

That's such a big success Londonuk! Well done mate!

PROLIANT

Hey, got my Tesco Club Card vouchers today, £4.50 to spend, so off I went to my local Tesco and 4 cans of Carlsberg Export, 1 Chicken Jalfrieze (with rice) and a bar of chocolate....£3.49, top bannana! :beer:

clio

i bought a pack of 4 mars bars from asda for a quid, got none left now lol;)