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Comments

  • darcyvuqua wrote: »
    hello tori xx

    Hey Darcy! How are you ... :)
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • good for you lets know what you get is your credit rating really poor? I applied for flybe got declined yesterday but not even seen a search on the credit file.

    so you weren't put off applying by the CIFAS possibility then?
  • giruzz
    giruzz Posts: 158 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Sammy_Girl wrote: »
    Don't worry Giruzz, there's loads of pages and sometimes you can't see the wood for the trees lol.

    Quite a few people have had the 7-10 day reply, and more often than not, the card has just popped through the letterbox! I think more people are accepted than rejected, but they like to keep you waiting! If you haven't heard anything after the 10 days, then a quick phone call should do the trick :) Hope that helps :)


    Hi Sammy,

    You were right. Today I found a letter from capital one. It is the contract, it mention a 34.9% interest and 'up to 2500' GBP credit.

    Funny enough...my gf did not qualify for a Nationwide debit card :-)


    I will keep you posted

    giruzz
  • how's everyone doing?
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evenin all :D
  • clio
    clio Posts: 3,345 Forumite
    Hi guys,

    Equifax want £70 for a year's membership and Experian want £50. Is it better to go for both or just one?
    wouldn't it be cheaper just to send them £2 each for a paper copy of your credit file, coz it'll be the same info thats on there.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Evening homies, whats happening?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Well I reckeon I must be coming out of 'Subby land' - did you see my thread on bank accounts?
  • kpnut79
    kpnut79 Posts: 193 Forumite
    Evening everyone,

    I applied to them online, got an instant message of acceptance and told I had to wait to hear from the underwriters with regards to the limit.

    Then received a text message asking me to ring this number, which I did and I just have to fax copies of both parts of my driving license, 2 bank statements or wage slips and a utility bill..so I am thinking this is because of the CIFAS.

    So I will do all that tomorrow from work and hopefully should all be fine...fingers crossed.
    :eek: Debts: Capitalone £0, Vanquis £220, LX Direct £1197, Mutual £1107, JD Williams £23 :eek:
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Well I reckeon I must be coming out of 'Subby land' - did you see my thread on bank accounts?
    No, I will find it now and have a gander
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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