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  • night mr p
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wannabe123 wrote: »
    i dont know money yes got 2500 o/d cheque card and 200o cc limit not on electrol roll but they phoned me asked me to send id sent in my driving licence and got acceppted thats what i say beats me cause after leaving bank with 5000 default to them i worked for i could not get one any were read about a&l on here got accepted
    These companies:mad: . its like a lottery really.
  • sutton

    aqau no

    cap one no

    vanquis no reply

    monument instant no

    barclays dont make me laugh

    halifax get lost

    flybe pml
  • sutton111 wrote: »
    i would try another but if they say no then give it a miss until ny, try and pay it off in full every month.

    that sounds like a reasonable plan. any suggestions what card?
  • wannabe123 wrote: »
    i dont know money yes got 2500 o/d cheque card and 200o cc limit not on electrol roll but they phoned me asked me to send id sent in my driving licence and got acceppted thats what i say beats me cause after leaving bank with 5000 default to them i worked for i could not get one any were read about a&l on here got accepted

    well done mate!!

    what sort of stuff have you got on your CRAs at the moment? good bad or indifferent?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    that sounds like a reasonable plan. any suggestions what card?
    Well, i would say Aqua, or captial one. there is vanquis but there APR is high, but ifg you pay it off every month then that doesn't matter. try one of them oh and barclaycard. HTH
  • well had 5000 default last year to bank i worked for rbs and 1000 to old loan bad times 500 x3 to catalogues again difficult times
    married my boyfriend took his name and my dredit file wiped clean after i payed them off and took his name always applied with my previouse name but new clean credit file appeared in my new name no previouse history of my old surname beats me i never come across that in 12 years i have worked for banks
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wannabe123 wrote: »
    sutton

    aqau no

    cap one no

    vanquis no reply

    monument instant no

    barclays dont make me laugh

    halifax get lost

    flybe pml
    do you think there may of been to many searches?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wannabe123 wrote: »
    well had 5000 default last year to bank i worked for rbs and 1000 to old loan bad times 500 x3 to catalogues again difficult times
    married my boyfriend took his name and my dredit file wiped clean after i payed them off and took his name always applied with my previouse name but new clean credit file appeared in my new name no previouse history of my old surname beats me i never come across that in 12 years i have worked for banks
    Did you get into trouble owing money to the bank you work for?
  • louiser123
    louiser123 Posts: 1,248 Forumite
    evening all, just been reading and catching up!! welcome wannabe!
    i have a question, how would ifair for credit?? 2 defaults ongoing paying them off, everything else green zeros, defaults are only on experian, not equifax not sure on call credit not checked that one.
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
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