We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Sub Prime Credit Card Club
Comments
-
mr p always welcome
now i wanna ask ur advise i have had my credit wiped clean and on the atart again gon electrol register on 1st dec
have been turned down by all sub prime but got the a&l account and cc
what will my chances be to get sub prime cards long time since i had a low cred history
mine below the standard of most banks so i am at a loss
were most u guys built urs up were u can go back on banks and that i know
about but no credit history i dont0 -
What should I do now to continue building my credit? Sit tight with the HSBC card and pay the whole balance off every month? Apply for another card? Not apply for anything for a year? I've no idea what to do. My plan is to use the card but to pay the balance off every month. Will that work in my favour?0
-
a northern lad mr p born in durahm moved to doncaster aged 20
-
wannabe123 wrote: »mr p always welcome
now i wanna ask ur advise i have had my credit wiped clean and on the atart again gon electrol register on 1st dec
have been turned down by all sub prime but got the a&l account and cc
what will my chances be to get sub prime cards long time since i had a low cred history
mine below the standard of most banks so i am at a loss
were most u guys built urs up were u can go back on banks and that i know
about but no credit history i dont
that is a bit strange. sup prime said no to you but a&l have given you an account and cc. how come? did they give u cheque guarantee card and overdraft as well? aren't a&l sorta hard to get?0 -
Oh just down the road from me, well about 20 mile or so.wannabe123 wrote: »a northern lad mr p born in durahm moved to doncaster aged 2Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
i would try another but if they say no then give it a miss until ny, try and pay it off in full every month.moneysavingallday wrote: »What should I do now to continue building my credit? Sit tight with the HSBC card and pay the whole balance off every month? Apply for another card? Not apply for anything for a year? I've no idea what to do. My plan is to use the card but to pay the balance off every month. Will that work in my favour?0 -
Well I am off to bed folk's, good night all.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
-
-
lol. i wishmoneysavingallday wrote: »Goodnight. Hope you wake up to find an Amex gold card under your pillow
0 -
i dont know money yes got 2500 o/d cheque card and 200o cc limit not on electrol roll but they phoned me asked me to send id sent in my driving licence and got acceppted thats what i say beats me cause after leaving bank with 5000 default to them i worked for i could not get one any were read about a&l on here got accepted0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards