We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Card Club

Options
15435445465485491034

Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    bigken wrote: »
    anybody help or am i not in the in crowd
    Hi Ken, sorry for the late reply, going over your limit is not too healthy as far as your credit score goes, just try and keep a lid on it and say six months or so you should be ok mate.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Applied for....nothing else! :D
    Been concentrating on shooting some noobs on call of duty! And looking after 5 year olds :S

    One day at a time ....one day at a time :)

    Nighty sammy x
    Noooooooob! I get called that on Halo all the time....usually when I win a game cos I am so goood! lol :p
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    s10 notice is a ACT that they have to reply to information incorrectly put on ur file about you.

    now the law is on my side as they didnt reply within the time stated
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    evening everyone.

    well after opening current account with allt he works I asked them how long before I could open a seond current accout so could keep DD and our money seperate...................I know, I know, I was puching my luck..............but guess who got another current account ? :rotfl:

    I did say I did not want debitcard/cheque book etc when she was doing application but it was going to elt me have it. So I have been busy all day ringing to change DD etc as do not trust "switching service"

    Do everyone who applied for A&L a few weeks ago get their accounts all set up ?
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    does anyone know if its possible to get a hsbc credit card with a satisfied ccj??
    you cant change yesterday
    but you can make tomorrow better
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    darcyvuqua wrote: »
    does anyone know if its possible to get a hsbc credit card with a satisfied ccj??
    do you bank with them darcy?
  • linton73
    linton73 Posts: 112 Forumite
    cheers sammy and evans i'll give it till saturday and phone then if i haven't got it

    night everyone
  • Morning everyone

    Just asking a quick question on behalf of the other half....

    He applied for a Monument card about 3-4 weeks ago and was accepted online but he's yet to get the card or pin or any other associated paperwork, does anyone know or can advise at what point he should ring them to say 'my card hasn't arrived'.

    I applied for a Barclaycard after him and have had mine and my pin already!

    Cheers Folks!

    DM xx
    £2 Coin Savers Club (Christmas)- £86
    £1 Jar (Christmas)- £29
    Christmas Vouchers Saved: £145
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    quick question .....hubby applied for CC with our new bank naming me as additional card holder.......I recieved letter today saying the bank were confirming my identidy but does not say how????

    do you think this means his application has been accepted
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • dma1989
    dma1989 Posts: 24 Forumite
    darcyvuqua wrote: »
    does anyone know if its possible to get a hsbc credit card with a satisfied ccj??

    HSBC are one of the strictest lenders on the market today (Next to CitiBank)

    I'm a staff member with no previous problems with credit, and I got declined.

    So... Yeah =D

    I got a Vanquis Visa myself. Sure, the interest rate is extortionate, but use it like a charge card, pay it off in full every month and you'll be laughing.

    Also, in comparison to HSBC, Vanquis are a UK based call centre. If you Call HSBC Card Services you get transferred through to Manilla, Bangalore, Hydrabad or Kuala Lumper - not a UK Call Centre.

    Even with a HSBC Plus account, one of the perks are '24 Hour UK Based Call Centres', but that is purely for TeleBanking. Credit Card Services? No no to UK.

    Hope this helps =)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.