Sub Prime Credit Card Club

clio

jembie
bad luck matey ....

doelani

Well I took the plunge and made an appointment and applied for a Ulster Bank Current account.........computer said yes:eek: I do not believe it though, will wait and see if my debit card comes.

I told girl about IVA , that Halifax and A&L had turned me down and I was prepared to be declined again , it never even referred it and she said as long as I could show 3 months bank statements with no charges I could have cheque book, overdraft and debit card. Told her did not want OD and asked was it definetly a debit card and not a Solo but she said she will order the debit card, it is her decission. We will see lol

Not arrnaging to change any salaries or DD until I get card......watch this space.

kiora

Well done on bank account, are Ulster Bank run by RBS or is it Clydesdale bank, hopefully you will get a full debit card

londonuk2008

wayneunique wrote: »

I've been accepted by Capital One, got the paper work through this morning but don't know how much limit though.

Very strange that I didn't get accepted by Flybe though, I might give Virgin a go next week now.

Unlucky with the Flybe - on your capital one credit agreement , at the bottom it normally has a three digit number near to where you sign , this would be if I remeber your credit limit.

doelani

kiora wrote: »

Well done on bank account, are Ulster Bank run by RBS or is it Clydesdale bank, hopefully you will get a full debit card

RBS..........even though she showed me pc screen as she done it and it asked about facilities and printed out application to sign still so not believe it.

Sammy_Girl

Evenibg All,

How's sub prime land?? I din't get anything in the post from A&L today Stillwant to find out def yes or no re cc.

he he, I just had a question answered by Gok Wan on the You and Your Wedding live webchat. What a sweetheart!!!

remybarnie

Managed to get callcredit to sort out by disassociation.:j Does anyone know if they will contact Experian and Equafax with details of the disassociation? I thought I read where they all cooperated over this??

To have to do it 3x is a soul destroying thought:rolleyes:

wayneunique

londonuk2008 wrote: »

Unlucky with the Flybe - on your capital one credit agreement , at the bottom it normally has a three digit number near to where you sign , this would be if I remeber your credit limit.

I just checked the agreement where I signed and no three digit number.

On a seperate letter it had something about minimum credit limit £100, which I doubt this it as it would say maximum. Oh well I'll find out in 7-10 days when the card arrives.

Sammy_Girl

remybarnie wrote: »

Managed to get callcredit to sort out by disassociation.:j Does anyone know if they will contact Experian and Equafax with details of the disassociation? I thought I read where they all cooperated over this??

To have to do it 3x is a soul destroying thought:rolleyes:

Hi Remy,

I've got a feeling you're going to have to it separately with all 3 CRAs. They are all seperate entities and don't seem to communicate with each other . If you have Equifax and Experian online, just log an online dispute. That's what I've done and it's pretty simple.

PROLIANT

remybarnie wrote: »

Managed to get callcredit to sort out by disassociation.:j Does anyone know if they will contact Experian and Equafax with details of the disassociation? I thought I read where they all cooperated over this??

To have to do it 3x is a soul destroying thought:rolleyes:

Unfortunatly you will have to contact all three CRA, they do not share the same database so each database will have to be updated seperatly.