Sub Prime Credit Card Club

darcyvuqua

what are you up to today emmy i so hope that i get my ccj removed then that will be my account clean with only active good accounts on there woop

darcyvuqua

08000686069 xx

fairmorn308

cheers darcy,

Well I have got a CCJ which drops off on my equifax file next month and i just need to remove this last default with clydesdale bank which will be easy enough and am all GREEN

DIVA07984

how did you manage to get a full yorkshire account - if you only applied for a readycash. What no did you call - because they say they never do apps on phne or internet!!

emmy05

darcyvuqua wrote: »

08000686069 xx

thats darcys new hot line lol

im not really doing much at the moment tbh, i really should be doing some housework, but feeling a bit lazy these last few days, might just go to ladies night swimming tonight, cos thats something i really enjoy

DIVA07984

i did try to apply for mbna - last week was declined again

slim2100

Was declined by argos for buying a washing machine using my readycash maestro card hopefully they will change their mind by using the A&L Visa debit card.
Anyone know a subprime store like Argos in london?

sutton111

i went into the branch and enquired about the readycash account they said they would full credit score me for a full account first, it got referred to H/O and after 4-5 wait (panicing) they said i could have a full account. So in 2 months time i can have a Overdraft, and cheque card if i want.

fairmorn308

Diva

do you have any accounts you have which are showing all Green 0's?

Reason am asking as if your still getting declined it might be time to stop applying for a while tho cause i had the same problem and i stopped and got a Lloyds TSB basic cash line account which they register on your credit file as a current account which is all good. I think thats what helped me get the A&L account cause they noticed i had a so called current account with nearly 24 months of green 0's.

then after a good few months i reapplyed to cap 1 who issued me a card and went from there.

Sammy_Girl

fairmorn308 wrote: »

cheers darcy,

Well I have got a CCJ which drops off on my equifax file next month and i just need to remove this last default with clydesdale bank which will be easy enough and am all GREEN

Hi Fairmorn, are you still waiting for the helipcopter lol

Can I ask how you're getting rid of the Clyesdale default? What reason are you using for its removal.

Many thanks