Sub Prime Credit Card Club

witches_cauldron

Sammy_Girl wrote: »

Afternoon All,

I was in Town today, and went into Barclays to pay some money into my current account, and I'm stood there quietly filling out my paying in slip when this young guy who works there comes up to me and starts waffling on about how he could see what they could do with my account. I gave him my card so he could bring up the details on computer, and then he looks at me and says "Oh no, there's nothing we can do".

B****y H, the cheeky little s**t. I didn't ask him to start rooting around my account, and I left there feeling like utter carp. I wouldn't mind, but all of my wages is still in there plus my money transfer from MBNA so there is a fair bit amount of money in there. It must of flashed up "bad credit"!!!!!!

I don't like Barclays any more. I never chose to bank with them, my account got transferred with the Woolwich. Grrrr!!!!!!!!!

Darcy - Good luck with BG. So what do you think they will say when you call them back on Monday??

How have you been running your current account with Barclays? Sounds like you have a low internal behavioural score with them?

clio

K8te
well thats def the reason you have to proove your address to next,if you had of def been on it then you would of been accepted straight away bye the sounds of it. double check anyways and send the info off to next and you should be champion.

k8te

Yes i sent it back last Monday just impatient really x

clio

Hope you get it, and try and find out if your on electoral list as it,s really important when asking for credit....

kiora

After getting my letter from Tesco about my application for their credit card asking for 3 months bank statements, I sat yesterday and printed out the bank statements, in all about 20 pages, (with LLoyds TSB a week to a page) sent them recorded to Tesco along with Payslips and covering letter as to why my P60 is not a true reflection of my slary for last year(due to OH death), do you think that there is hope for a yes here, to be honest was expecting a straight no when I applied.

cifpower

kiora wrote: »

After getting my letter from Tesco about my application for their credit card asking for 3 months bank statements, I sat yesterday and printed out the bank statements, in all about 20 pages, (with LLoyds TSB a week to a page) sent them recorded to Tesco along with Payslips and covering letter as to why my P60 is not a true reflection of my slary for last year(due to OH death), do you think that there is hope for a yes here, to be honest was expecting a straight no when I applied.

Will they definitely accepted printed versions? Quite often they will only accept original statements.

kiora

Hope so when I spoke to lady on phone she seemed to think it would be fine if not can always order genuine copies, maybe they will get fed up sifting through 20 pages of bank statements lol.

witches_cauldron

Why did Tesco require all that?

dragon2121

darcyvuqua wrote: »

monument are not accepting new customers at the moment and if you follow the mbna link on page 98 they are offering a £100 deposit card for people with less than perfect credit history however this is not guaranteed

Applied for MBNA, got rejected......the only other card I can think of is halifax - is this worth applying for? If nmot I'll look at the sigma cards.

What about loans, who are the lenders lending to the subprime market at the moment?

kiora

witches_cauldron wrote: »

Why did Tesco require all that?

Asked for further details before they can finalise a decision just got to play the waiting game