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  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Darcy,

    That letter looks good. But to be on the safe side, why don't you post it on the DFW board, as they are very good on letters there?? I know that there have been some queries on BG defaults and I think some have been successful in getting them removed.

    As far as I'm aware, if they don't have a credit agreement signed by you, then they cannot post a default on the credit file

    Good luck :D
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    Darcy

    like i said request a copy of your credit agreement and go from there as its more you have againest them for removing the default if they dont have a credti agreement to back it up
  • Hello everyone,
    party0003.gif



    Guess what i got today? party0011.gif



  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    crabs lol



    only kidding mbna card named julian lol




    i have made a vow today i they have messed with the wrong sub primer lol
    you cant change yesterday
    but you can make tomorrow better
  • lol yay its here! so pretty! am very impressed with the freephone number for customer services and the online section.:T

    havent had a chance to read back yet who been messing with you?

    back in a bit for a read
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    pink_fairy wrote: »
    Hello everyone,
    party0003.gif



    Guess what i got today? party0011.gif



    Hey Fairy :T

    Could it be your MBNA card?????? I hope it's that and not Darcy's guess lol!!

    How exciting, are you looking after it lol. Have you called to activated? Did you kiss the postie lol

    This week has been a good week :)
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    darcyvuqua wrote: »
    crabs lol

    :rotfl: :rotfl: :rotfl:

    So who's not gonna mess with you - BG?
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    yes i rang them and got a arrogant young woman who basically told me where to go i was nice as pie the bit that tipped me over the edge was when she said that my wife dying at the age of 22 was not there fault and i should have payed my bills on time lets just hope she never feels what pain and suffering i went through oh hold on lets just hope she does and gets behind on EVERYTHING snotty little cow

    well its my mission to try and get those defaults off and if not im going to ring or write everyday just to ppiissssssss them off im was so mad
    you cant change yesterday
    but you can make tomorrow better
  • clio
    clio Posts: 3,345 Forumite
    P-F Was it a pair of kicker boots in black lol..
  • emmy05
    emmy05 Posts: 2,085 Forumite
    darcyvuqua wrote: »
    i know that mbna dont offer the £100 deposit card to any one with outstanding ccjs or defaults as i rang them up to hopefully help others on this thread get on the credit card ladder

    i got a default with no ccj's and got accepted for the deposit mbna card x
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