Sub Prime Credit Card Club

darcyvuqua

they dont report until you have failed to pay which i think is shocking talk about double standards

kiora

I personally dislike utility companies and all their bosses big bonuses I earn enough to keep roof over head and a few treats and thats it wish I had a few spare £££'s at end of month.:mad:

darcyvuqua

feeling a bit brave i applied for a ulster card it did not say i was decliened or accepted when i submitted my application it just said now click on the x the close this screen i have checked on experian and they have carried out a credit search so what does this mean???

Sammy_Girl

darcy, you applied for another card??? You were just saying that you're going to wiat 9 months lol. Surely it would have said yes or no after the application. Did you get an email?

cifpower

darcyvuqua wrote: »

feeling a bit brave i applied for a ulster card it did not say i was decliened or accepted when i submitted my application it just said now click on the x the close this screen i have checked on experian and they have carried out a credit search so what does this mean???

Probably means "maybe"

darcyvuqua

Sammy_Girl wrote: »

darcy, you applied for another card??? You were just saying that you're going to wiat 9 months lol. Surely it would have said yes or no after the application. Did you get an email?

yeah i know but i thought why not have one last go lol

cant believe it did not say anything!! not a yes not a no just close this screen lol i might ring them tomorrow

Sammy_Girl

darcyvuqua wrote: »

yeah i know but i thought why not have one last go lol

cant believe it did not say anything!! not a yes not a no just close this screen lol i might ring them tomorrow

At least it's not a "no" :j

Maybe the computer was tired and wanted to go to sleep

Give them a call tomorrow as if they've done a search then they will deffo have your details on file.

Out of interest, exactly how many searches do you have on your files?

darcyvuqua

lol 80 but there are 40 unrecorded so only 40 are availible for lenders to see and thats loads

Sammy_Girl

darcyvuqua wrote: »

lol 80 but there are 40 unrecorded so only 40 are availible for lenders to see and thats loads

So what number is "acceptable" to lenders?

darcyvuqua

about 6 a year i think is ok its in general the less the better

what are you doing up so late anyways lol