Sub Prime Credit Card Club

PROLIANT

COOKIEWILLOW wrote: »

Just applied online to Vanquis, will let me know in 10 to 14 days time. wont hold my breath then, (experian score 513:eek: )

Have they credit checked you? Has a search shown on your experian report?

COOKIEWILLOW

will check now, does it show in real time?

PROLIANT

COOKIEWILLOW wrote: »

will check now, does it show in real time?

Not anymore, Experian removed this useful function when they upgraded their systems, or not as the case may be, if you have already requested a report today then you will have to wait until tomorrow.

COOKIEWILLOW

Just checked and my 30 day trial has come to an end!!! (did as Martin advised to avoid sub each month) Not allowed to apply for free trial again as its exclusive to first time users, bathplugs what they are!! when i submitted the form online it only took 2 secs to show message advising i would be contacted? didnt have time to check dont think? will have to wait for the big NO by post now

COOKIEWILLOW

anyhow, will let you all know if im accepted, if I can get one theres hope for others

Whamy

Toomuchdebt

Like I said I’m no expert:D .

Well done on the card:T I have found Vanquis great to deal with they upped my limit very quickly and so far had no problems at all. Although they do like to send you credit card cheques with every statement and seem keen to push the monthly pay plan.

Great thread really enjoying it.:rotfl:

darcyvuqua

if you want to find out from vanquis if you have been accepted or the status of your application ring this number 0800 3777333 hope you have some joy!

londonuk2008

Must also say , how good Vanquis are . They give you a chance when no one else will !:beer:

random_fat_bird

I applied for a Capital One card and was accepted online. I'm awaiting the card through the post. I hope to repair my credit rating with this, so fingers crossed they don't change their minds.

I was, however, declined for the Barclaycard. Not too bothered though, I would assume that too many cards could be a problem for building good credit?

PROLIANT

random_fat_bird wrote: »

I applied for a Capital One card and was accepted online. I'm awaiting the card through the post. I hope to repair my credit rating with this, so fingers crossed they don't change their minds.

I was, however, declined for the Barclaycard. Not too bothered though, I would assume that too many cards could be a problem for building good credit?

The more the better, as long as you manage them correctly, apply for some catalogues as well, dont have to use them though, if you just leave them they update all three CRA's with strings of [0] on your file anyway. Good luck.