📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Card Club

Options
1891113141034

Comments

  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    PROLIANT wrote: »
    Have you heard out mate?

    lol, maybe they are experiencing technical difficulty with their servers handling large amount of application. :p
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    lol, maybe they are experiencing technical difficulty with their servers handling large amount of application. :p
    Have you seen how many views on this thread? If most of them were applications...well there you go.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I will ring them tomorrow and ask an "out of curiosity" question. :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    let us know what they say dude
    you cant change yesterday
    but you can make tomorrow better
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Will do, I wonder what their reponse will be...hmmm, "Is that you PROLIANT? You and your MSE crew have bust our application server!". :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    lol @ first name terms and the mse crew lol
    you cant change yesterday
    but you can make tomorrow better
  • Whamy
    Whamy Posts: 57 Forumite
    darcyvuqua

    No expert you understand but from what I’ve read here on MSE over the years is that the sub prime card issuers don’t like to see any unsettled or unsatisfied previous problems.

    When I applied for my Vanquis card I had eight defaulted accounts marked as satisfied/settled two CCJs both marked as settled and one BRO order marked as discharged across all 3 credit files. I’m sure if any of these were still showing as active they would not have issued a card.

    The cards and accounts I have for me are just a means of rebuilding a credit history to get back on the mortgage ladder at some point with a mainstream provider nothing more than that.

    Although checking into a hotel and renting a car is a lot easier now ;)
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I have just spoke to Monument and they confirm that they are not taking any new applications at present, the only applications that they are taking are referals from other credit card companies only.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    Hey Proliant
    They should give you commission!:beer:
  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    PROLIANT wrote: »
    I have just spoke to Monument and they confirm that they are not taking any new applications at present, the only applications that they are taking are referals from other credit card companies only.

    Thanks for the info Proliant. Could it be that they are having problem with lots of bad debts or some other financial issues?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.