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MFW, What small thing have you done/ will you do today?
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My OH was very jealous of what you have been up to EH on the beer front!
I have promised myself that I am going to give myself a big kick up the bum this week and starting tonight:- I am going to list 10 items a day on eBay.
- I am meal planning for the rest of the week (I did a MS today and ended up spending the budget on non-food items, mostly toys for the children - I only needed to spend a £1!)
- I am listing my books on Amazon and GreenMetropolis
- Pigsback clicks tomorrow and free bingo Monday and Thursday
- And when I remember daily clicks.
FloxxieMortgage start September 2015 £90000 MFiT #060 -
LOL @ Floxxie's OH!!
Got my refund on the disgusting squash from Sainsbury's - and didn't buy anything else while I was in there! Unfortunately I couldn't use my £6 off £30 clothing spend voucher in Tesco as the old bat on the till wouldn't accept it. :mad:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I turned the timer on my Hot Water down to 15 minutes from 1 Hour, I only have a shower in the morning and do washing up at night. this used to be set to 2 hours in the morning, what a waste - 15 mins is fine for a shower and washing up...i make that Electric Company 0 Me 1 :j0
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During the day the only thing in my home switched 'on' using energy is a fridge-freezer. Yes i have no hot water as I have turned it off, as i only need it to wash dishes and shave my chin. And when I need hot water, I just get a basin and use the shower0
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EssexHebridean wrote: »LOL @ Floxxie's OH!!
Got my refund on the disgusting squash from Sainsbury's - and didn't buy anything else while I was in there! Unfortunately I couldn't use my £6 off £30 clothing spend voucher in Tesco as the old bat on the till wouldn't accept it. :mad:
I always go for a chap when I've got vouchers like that, I didn't even have £30 of clothing (total shop was over £30 though) and he just let it go through and didn't bat an eyelid, whereas when I used the big £10 off £40 or £50 (whatever it was at the time) I had a real battle on my hands to get the cashier to accept it as my total buy was correct but the offers brought it down........begrudgingly she said she'd put it through the till and lo & behold it accepted it!
LM:jMFWin3T2 No 20 - aim £94.9K to £65K:j
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Yes - that's a good plan actually. The one this monring was a right cow - even shouted across the store to her supervisor that I was asking her to take a voucher but it was off a clothing spend....! Needless to say the supervisor said they couldn't take it. Ah well, I'll try again in a few weeks!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Yes - that's a good plan actually. The one this monring was a right cow - even shouted across the store to her supervisor that I was asking her to take a voucher but it was off a clothing spend....! Needless to say the supervisor said they couldn't take it. Ah well, I'll try again in a few weeks!
Sometimes you'd honestly think it was their own money they were having to part with.:rolleyes::jMFWin3T2 No 20 - aim £94.9K to £65K:j
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I've eaten leftover food for lunch today so NS so far (have food for tea so hopefully an NSD). Yesterday I only bought a box of own brand breakfast cereal so I'm doing quite well this week. The downside is my uber frugal budgeting has more to do with wanting to buy some bike shoes to go mountainbiking than my MFW goals (but I'm still on track with my 200pcm scheduled overpayments). I've got leftover risotto at home for lunch tomorrow so hopefully my goal to get to Thursday (weekly start of budget day) on the £4 I have left might actually happen (that's not £4 for a week just the £4 remaining that I had on Monday to last until Thursday).MFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more0
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I ate leftovers for lunch too, and will be using free HG courgettes and tomatoes for tea in a ratatouille. the onions have been in the fridge for ages too so they might count as free.......
2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
Today I have
- swam for free - free month at gym
- practiced casting with my fishing rod that I got for my birthday! I am hoping I can go sea fishing soon and fill my freezer!
- tended to my allotment
- ate all food from the allotment, soup, salad, courgette flat breads!
- tutored and earned £40 for OP pot.
- have a NPD- I am terrible for this - it is my biggest expense- Edit: can't do this need car to get to work doh!
- tend to allotment DONE
- work on own business promotion - 2 hrs. NEARLY DONE!
- work extra shift in supermarket. DONE
- make more soup and eat food from allotment DONE - picked blackberrys as well.
- have a NSd DONE
15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0
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