MFW, What small thing have you done/ will you do today?

catshark88

When you start paying off your mortgage, there may be some quick wins you can do, such as cashing in premium bonds or clearing out a savings account.

As the months and years pass, it is easy to lose motivation a bit as overpayments become a bit of a grind, especially in the current climate of increased fuel and food costs etc.

This thread was started so that people can record the small things that they do, or don't do, in order to progress their dream of paying their mortgage off that bit earlier.

Today I have:

• Paid £6.16 off my mortgage in order to round it down.
• Prepared an order for dispatch (I started a cottage industry to help overpay)
• I will go to the supermarket with a list so that I am not tempted by non essential goods
• I will not spend on non essentials

Have a great day everyone.

setmefree2

I bought an extra washing line:rotfl:This means that I can wash less frequently (big loads which use the same amount of electricity, powder, etc) and get it all dry all at once!:p Simple - why didn't I think of it before.

evab_2

Totally no spend day today as no accessible pennies until hubbie gets paid on Thursday, also saving on petrol as not going to work today as dd has lots of red spots and blisters so just waiting for GP appointment.

setmefree2

My eldest has badly broken his collar bone:o It's all a real worry. Can't leave him for to long...so no shopping for me._pale_

SuiDreams

This is a great idea. To Do

1 - All daily clicks (as cashback sites earnings are very poor at the moment)
2 - Check savings account Interest Rates and make sure money is in the best place.

If I don't do item 1 you can all come round and kick me

howskint?

Brilliant idea - I really need to get back on track!
1) Going for a no spend day
2) Dinner is already in the slow cooker for when we get home from work so won't be tempted to nip into the supermarket to buy a quick and easy tea!
That's all I can think off so far.
howskint?

Welshlassie

1) Will be making a concerted effort to sort out our little room to find stuff to ebay.
2) Have created a spreadsheet to keep track of how my OP will have an impact on the total capital.
3) Dinner already bought when we did our big shop 2 weeks ago

zebedy

Brilliant idea to have one of this type of threads for the MFWs.

Today I have
1) transferred my ebay sales £53 from paypal to my current account so I can add it to the amount i will overpay this month.
2) I have listed some books on GreenMetropolis
3) Brought my lunch in from home (and will keep doing this as canteen is expensive)
4) not bought a coffee from the coffeeshop

Not a lot but every little bit counts. Can't wait to make my overpayment on 20th and see the figures go down - it feels great

Dithering_Dad

I made a packed lunch today and filled an empty bottle with Apple & Blackcurrent cordial. I'm going for a no spend day today!

I also received notification in this morning's post to say that my invoice has been processed and so I'll be receiving £14k tomorrow for last month's work (Yay!!). I was getting a bit desperate for cash to be honest and was on the verge of dipping into my offset account emergency savings :eek:

unhappybuuny79

Well its been a NSD for me so far,

I brought my lunch in from home (and extra bits for the rest of the week too for my food drawer, i can then have a chouce of what i have for lunch and so i dont feel like im on a strict plan.

Done some washing before work

Did't get my show closthes washed yesterday so have to do that this evening, so keeps me occupied for a couple of hours.

Need to send out some more promotional packs to get more gigs, so will do that.

Im currently charging my mobile at work, i havent charged my mobile via the plug in almost 12 months (tbh i dont even know where the charger is!!!)

Im slowly thinking that OK eBay maybe ripping me off, but if its done well you can actually make some money, so might start selling on there agaion, as accumalating some old cabaret outfits i nolonger need.

Keep it up guys...

pollys

I've line dried all our clothes.
Made tea from storecupboard.
Got a statement we had ordered from the bank showing how much we owe.
Had to spend today, daughter starts her GCSE'S tomorrow and needed pens, ruler etc