📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MFW, What small thing have you done/ will you do today?

1356748

Comments

  • I have managed to persuade my 13 yo son that a pack up is better for him than buying lunch at school so that saves me having to give him £2.50 a day - £15 a week!!!

    I was so please that he agreed to do this that I promised him some Rockport boots for school - luckily I found some on Amazon for £28 - bargain as they are normally £100ish!! I pointed out to him that having a pack up for two weeks has paid for the boots and he seemed mightily impressed!! Told him that any spare money I have left over each month goes into the mortgage account to pay it off earlier and he seemed happy with that!!
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
  • SoozyJ22
    SoozyJ22 Posts: 3,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm so glad to see an MFW version of this thread.

    Today I have:
    - made my own lunch so no spending £3 for Boots meal deal
    - spoken to my best friend to explain how to turn my hot water on for me so I can turn it off while I'm on hols for the next couple of weeks and he'll turn it on again the day before I come back (it's economy 7 and the daytime booster doesn't work so usually I leave it hot while I'm away so I can have a nice bath as soon as I get back).
    - I'm currently making rolls for lunch for the next few days.
    - have decided that I don't need the nice dress I saw in New Look at the weekend so won't be going back to buy it tomorrow as I'd planned.
    - Made sure I was online at 8am to enter the Glamour competition in the hopes of winning something I can sell
    - Handed in my on-call form at work to make sure I get paid for the hours I've done this month - half the money from that will go into overpayments.
    - Am trying to plan meals for the next few days so I can use up what I have in and not need to go food shopping again until after my holiday.
    - I'm just about to send Nationwide a message to see about changing my term so my regular payment goes back up to £650 a month (what it was before the interest rates came down).

    Unfortunatley not quite a no spend day as I was tired and fed up at work this morning and went to visit the sandwich lady and bought a flapjack for 80p.

    Wow, that looks like lots now I've written it down :)
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    To add to what I have done, I listed some books on Amazon and have already sold my first one. One I had given to me when I was taking my professional exams several years ago so didn't cost be anything, but has just sold for £11.74. yippeee
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Great ideas for MFW motivation!
    • It has been a no spend day for me.
    • I had leftovers for lunch today (worked from home).
    • I have received my AQA payment, still waiting for my day job invoice payment though.
    • I have packaged up more ebay sales (made over £150 this time which is going toward our trip to Berlin in July!) - more to follow this weekend.
    • I am having a leftovers pizza tonight while OH is out with pals - just waiting for the dough to finish in the BM!
    • I am waiting to see what my bank balance by the time the invoice is paid, then I will transfer "spare cash" to my offset.
    :D Thanks to MSE, I am mortgage free!:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Today I have:

    - had a no spend day :j :j :j :j apart from work expenses

    - fixed my spreadsheet which shows how much I have paid off mortgage, when it will be cleared etc. Was fiddling about last night, obviously deleted some really old formula or link but didn't notice so saved it :eek: . Had a hell of a fright this morning when I opened it up to check something icon_pale.gif. Have managed to get it back approximately right (it has the same pay off date as before) but need to check this month's balance. Have lost all 100% accurate figures for previous few months but it was backed up in Jan so at least start data for challenge is all ok :T .
    Will be backing up more regularly in future :o......
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hello All,

    Today I have/will:
    • Paid £6.15 off my mortgage to round it down
    • Have a no spend day bar a pre arranged riding lesson and a pint of milk
    I hope that people find this thread useful. Due to various family and work commitments, I am not going to be reliably able to set up a new "each day" version like they do on DFW, so could we stick to this one thread? If anybody else would like to start it on a daily basis, that is great too.
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Good morning fellow MFW

    Today I have /will
    • Take a packed lunch to work
    • Carry out £10 mystery Shop
    • Have defrosted some chicken breasts and found some tortilla wraps in the freezer (3 packets with 1 or 2 in them I knew one day I would have enough to make a meal out of:D ) Instead of takeaway:rolleyes:
    • Not put the heating on at all from now until September
    This is such a great thread to keep me motivated and also gives me new ideas from others......Thanks:beer:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • mamashaz
    mamashaz Posts: 448 Forumite
    Part of the Furniture 100 Posts
    Today I have/will:
    Accepted a mystery shop - £10

    Line dried washing

    Will walk to post office/supermarket rather than taking the car. I went to the local Spar which is more expensive but I only spent £2.11 whereas I would have spent at least a tenner on stuff I don't really need if I had gone to the supermarket!

    It's "sweetie day" for DS & DD so I'll buy them from the supermarket rather than taking them to the corner shop which always end up costing me a fortune

    Keep going with the thread - it's great!
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    Today I will/have
    Updated my profile on Lightspeed to get more surveys
    Done my daily clicks
    Continue to sort the small room out - think its ironing tonight yuk
    Updated my financial records so I know cash flow for the rest of the month
    Count up Flossie (mortgage sheep) so whole bags can be banked.
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    I'm using Argos Voucher from Surveys for a Cool bag for Holiday. Will still have a few left for things for the house as well
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.