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Minimal/no spend week (£0for me) 18 May!
Comments
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Evening In search of me
How are you?
Im not doing very well this week and im so disappointed in myself. Next week i need food again (fridge stuff) so setting myself a target of £35 again.Saying this i dont think i even have £35 after i have paid phone bill and nursery but i will let you know in 45mins when my money goes in my bank lol (ok well maybe tomorrow)
Mumzy
edited to say: Just checked bank and all my money gone in and its not even after midnight yet! I have around £40 to last me till week on monday. Tomorrow im paying my contract phone.£64.80 (too many fone calls to cyprus me thinks) and i would of had around £55 to spend this week BUT insurance of £11 is due on wednesday so have around £40 left.. My rent money gone in so if i need to "loan" some money untill week on monday then i could do that but dont really want tooSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
I planned to have a no spend day today but went to check my guinea pigs this morning and one had a gaping wound in it's back. I took the little darling to the vets and it set me back £35! I also spent £4.50 in Tescos on veggies, folic acid tablets, some grapes and - New magazine... Only 75p but still unneccesary. I'm going to stop this type of silly spending this month. I get paid tomorrow and need to save as much as I can this month. Just realised that's nearly £40 I spent today alone-and I wonder where my money goes...At least I'm going to be making a massive saving on wine in the next 9 months...HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
aww hugs beck - hows the GP?
I didnt do too well as discovered that argos had a blender I needed (my cheapie tesco one melted) and it was the last one in the sale (half price!) so had to get it! That was it though...my friend has cancelled our day out so think I will just go into town to get clothes & new saucepans... need both but could do without the treck to Bristol so will save money then...How are you all doing?Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Well apart from the extra food shopping I've not spent anything all week,no bus fares and no extra snacks etc during the day. Payday today so start of a new month budget-wise. Popping out tomorrow to get a few garden bits, want to plant some lettuce and tomatoes to hopefully save a bit on salad stuff! Got a friend visiting for a few days from Sunday but will try to keep that as cheap as poss, got a few 2 for 1 vouchers for eating out and will get a supply of Tesco cheapie wine
Hope you all have a nice weekendDebt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
I managed not to spend too much on shopping today - £20 for a week for 2 of us and the wee git eats more than me! washing machine died though so will have to fork out there but not much option, I think I'll have to stick on minimal spend weeks for june and july to recoup!
Have a nice weekend everyone.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hi All
Well I had a bit of an expensive day I went to see Indiana Jones at the pictures (yes I am that sad.....:o)
But when I got home I had a lovely phone call from the council. Had complained about the state of my allotment and a lovely bloke from the council met up with me and said "ok we will strim it all down for you not sure when we can do it tho". Along with lots of other support cause I had threatened to give it back to them after falling in the nettles one to many times :rotfl:.
Anyho that was yesterday and today a phone call to say it had been strimmed down for me :j
Tylersbabe
(Sorry for the waffle blame the single gal cider night mum treat me to a drink earlier:rolleyes:)Mortgage Owed: Sept 14 - £107398.200 -
Morning all! Well doe RS! Hope you have a good weekend! You too SS thats great! TB why is going to see the film sad?! NOt at all! A nice treat! Great news on getting the allotment strimmed!
Well I managed to spend less tan normal but t wasnt a no spend week quite. Next week I'll go for £25 & I'll do a NSW the week after wo will try a one on/one off pattern although will have some social stuff but will aim to keep it low! Plus my mum is coming next weekend and we're doing the race (or waddle in my case!!) for life so I'll need to feed her!
Off today to outlet village to get my new pans and clothes and will report back later although its is going to be painful I suspect!! Have a good day all!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Right I failed miserably this week, but the past week or so has made me re-evaluate the way I spend money and how much of it I spend on tat.
Essentially when I do my weekend shop I buy enough for the week and usually extra, but during the week I'm also buying dinners for work and just stuff that I worked out can cost up to £40 or so a week. It also came to head when I was having lunch with a mate the other day and we were on about debt and how much I was in (around £14K). He asked me what I'd spend a 5 grand loan on and I couldn't tell him :eek:.
So lots of thinking to do.
I would like to say a big thanks to ISOM and everyone though for making me realise that I need to seriously sort myself out.
Thanks. :beer:Aiming to be Debt free by October 20130 -
aww thanks sansgeter - we're all in in togeather & at least you recognised there wa a problem relatively early on. My debt was 37000+ when I had my LBM!! Have you thought about doing a spending diary? Does help to track moey & set a realistic budget!
Am back from my shop a you can see! Got lunch (Mc Donalds - dont know why I have i as they are foul!!) and no clothes but did get a pan set from asda which are deelicious & dead cheap for the uality. I also need a ew wok but didnt want to get it all at once so will get that when I next shop (tomorrow?!!). Didnt do food shop today as need to plan what I get & will do a my supermarket shop online first as only need a few things...off to have a snooze!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Well, total no-spend on food ended up as £5 this week, not too bad.
I have shopped today and got all except the fresh stuff till the end of June, I wasn't going to wait until the beginning of June to do this, as I'm off work this week and have visitors for over a week at the beginning of June. I'm pleased with what I have got and will get lots of stuff processed and in the freezer today and tomorrow. There will be some meals left for next month as well.[SIZE=-1]"Knowledge is knowing that a tomato is a fruit. Wisdom is not putting it in a fruit salad"[/SIZE]
Trying not to waste food!:j
ETA Philosophy is wondering whether a Bloody Mary counts as a Smoothie0
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