PPI Reclaiming discussion Part II

stansley2007

Hello,

I had an Egg Loan back in May 2003. I had PPI insurance on this loan which i am unsure if it was paid back to me. I took a top up loan out in December 2003 so only had this loan for 6 months.

I wrote to Egg advising that i didnt think this money was refunded to me when my top up loan was taken out. They have advised that it was. However i am not interily sure that i was given a choice to take this premimum out and certainly was not made aware it was optional.

If i have been partially refunded on my loan previously is it worth persuing?

Please help.

Thanks

Stacey :A

di3004

A bit of news folks here, please read this link.;)

http://ukpress.google.com/article/ALeqM5hFLaJZbXiTQJBom8Zkr1sFtZqV7w

pinknico

stansley2007 wrote: »

Hello,

I had an Egg Loan back in May 2003. I had PPI insurance on this loan which i am unsure if it was paid back to me. I took a top up loan out in December 2003 so only had this loan for 6 months.

I wrote to Egg advising that i didnt think this money was refunded to me when my top up loan was taken out. They have advised that it was. However i am not interily sure that i was given a choice to take this premimum out and certainly was not made aware it was optional.

If i have been partially refunded on my loan previously is it worth persuing?

Please help.

Thanks

Stacey :A

Send Egg an SAR and this should give you all the information redarding the refund they gave you and how the PPI was sold to you or added.
This costs £10 and they have 40 days to send all information related to your account.

pinknico

di3004 wrote: »

A bit of news folks here, please read this link.;)

http://ukpress.google.com/article/ALeqM5hFLaJZbXiTQJBom8Zkr1sFtZqV7w

Hope they act on this.

pinknico

pinknico wrote: »

Send Egg an SAR and this should give you all the information redarding the refund they gave you and how the PPI was sold to you or added.
This costs £10 and they have 40 days to send all information related to your account.

Just to add, not being told it was optional is mis selling so you have a case ,its just good to have the paperwork for backup when they try and get out of it!

di3004

stansley2007 wrote: »

Hello,

I had an Egg Loan back in May 2003. I had PPI insurance on this loan which i am unsure if it was paid back to me. I took a top up loan out in December 2003 so only had this loan for 6 months.

I wrote to Egg advising that i didnt think this money was refunded to me when my top up loan was taken out. They have advised that it was. However i am not interily sure that i was given a choice to take this premimum out and certainly was not made aware it was optional.

If i have been partially refunded on my loan previously is it worth persuing?

Please help.

Thanks

Stacey :A

Hi there Stacey

I would get back to them and request a copy of the paperwork, the agreement and a written explanation of the breakdown in this.
Any problem in them not providing this for you, please post back and one of us will get back to you, some may suggest to request a SAR (Subject Access request) which you must pay £10 cheque payment or postal order for, but with this they MUST supply you with everything they have on you, even down to phone calls.

Good luck and they provide you with what you require.;)
Di.
x

di3004

pinknico wrote: »

Hope they act on this.

Yes me too sweetie, its about time something was done.
Its just taking over now these banking penalty charges and endowment policy complaints now I think.

di3004

Marshallka

Sorry I missed you earlier hun, but just to say have a lovely day and happy 12th birthday to your lovely daughter.:beer: :j .

Hope to catch you later or tomorrow then hun, I will try to help out all I can here today, but will never keep up with you lol......:o .

Di.
x

stansley2007

Ok will do - Thanks for everyones advice.

I will keep you posted.

Thanks again - Have a great weekend xx

di3004

Pinknico hun did you notice this on that link above I posted about GE money?

http://www.iht.com/articles/reuters/2008/09/25/business/OUKBS-UK-GE-FSA.php