PPI Reclaiming discussion Part II

sue149

hi can anyone help after 2 letters and a phone call to firstplus they say we was not missold out ppi but we think different we have been offered over £7000 paid back to out loan and a reduction of £70 the ppi was £132 do you think we should take it further

di3004

marshallka wrote: »

pm'd you Di.

Thx hun and just pm'd you back.;)

di3004

marshallka wrote: »

He at first asked me who i spoke to and then said he could see an email had been sent down stairs. I think there is some sort of hold up here as to what can and cannot be dealt with and also what dates are important perhaps. I have sent this in as Barclays this time and not FIrstplus as tiggrae advised. Perhaps there is still a hold up with FIrstplus with the FOS due to something that went on a while back. I don't know.

Something is going on but i have yet to find out??

Regarding the holdup with FP/FOS I was thinking just that because isn't there supposed to be some sort of dispute between them at the moment ?

marshallka

sue149 wrote: »

hi can anyone help after 2 letters and a phone call to firstplus they say we was not missold out ppi but we think different we have been offered over £7000 paid back to out loan and a reduction of £70 the ppi was £132 do you think we should take it further

Definately take this further. When was the loan and PPi and was it actually Firstplus that sold it to you??

They are not going to admit anything yet...was the offer a goodwill thing. Post details of the loan etc and someone can help.

marshallka

di3004 wrote: »

Regarding the holdup with FP/FOS I was thinking just that because isn't there supposed to be some sort of dispute between them at the moment ?

I read on the CAG forum that and then read that it had been sorted. It was supposed to be one particular case holding them up. Have to have another scan on there.

di3004

sue149 wrote: »

hi can anyone help after 2 letters and a phone call to firstplus they say we was not missold out ppi but we think different we have been offered over £7000 paid back to out loan and a reduction of £70 the ppi was £132 do you think we should take it further

Hi there Sue
To be honest if you feel you have a strong case here I would defo try to reclaim this on a mis sold basis, this amount will differ to the amount they are offering you I would think.;)
I know you have tried twice and if this was their final response, and you feel this is not right with the offer I would take it to the FOS.
However, please could you let me know when you had taken out this loan just to be sure they were covered, otherwise their offer may be your only choice if not court action.

Despite my opinion here maybe the others can guide you with this one hun with their experience.;)

Good luck!
Di.
x

(oops sorry Marshallka didn't realised you had already replied to this one lol).

marshallka

Di, been flying in and out the last couple of days as i am painting outside again in between the weather so don't think i am not as interested in things. Just thought i had better let you know as i have missed a few posts.

di3004

marshallka wrote: »

I read on the CAG forum that and then read that it had been sorted. It was supposed to be one particular case holding them up. Have to have another scan on there.

A backlog then perhaps ??:rolleyes:
Keep checking on there hun I will also get in touch with my mate too, to see if she knows anything as she is also trying to reclaim with these too.;)

marshallka

di3004 wrote: »

A backlog then perhaps ??:rolleyes:
Keep checking on there hun I will also get in touch with my mate too, to see if she knows anything as she is also trying to reclaim with these too.;)

Cheers Di. There is something strange with this one

di3004

marshallka wrote: »

Di, been flying in and out the last couple of days as i am painting outside again in between the weather so don't think i am not as interested in things. Just thought i had better let you know as i have missed a few posts.

Not to worry hun I understand.:D .
It can get rather hectic here at times too, when my eldest son is downloading on his puter he pinches this one from me....:mad: lol, then suddenly there's hundreds of posts lol.....:D .