PPI Reclaiming discussion Part II

tiggrae

marshallka wrote: »

I did not know that either Tiggrae, i thought they awarded it anyway???

only a county court can 'award' the statutory interest - but you can request it and the FOS will put it down as a repayment requirement if they uphold your claim

TheClarks

:j :beer:

Yep, that's better.............

many thanks

You can have peace and quiet now as I'm off

Night all.........

di3004

TheClarks wrote: »

:j :beer:

Yep, that's better.............

many thanks

You can have peace and quiet now as I'm off

Night all.........

Lol, your welcome anytime, and please keep us posted.:D .
Cheers.:beer:
And the best of luck!:j .

Night hun, sleep well.
Di.
x

tiggrae

marshallka wrote: »

I wonder why:rolleyes: .

Another well set up contract then.

I didn't think a company could be sold on like that.

So could i set up a company. Get myself into lots of debts and then only sell the assets and leave my debts to whoever.....

there are a number of different types of sale

1. from a going concern - someone wants to sell up so sells assets liabilities and good will,

2. from a business in trouble - these companies are usually bought for £1 - sale of assets and liabilities - the purchasing company agrees to settle a companies debts

3. company in administration - the receiver will attempt to sell the company, but usually will only be able to sell the assets - the amount recovered will go towards the payment of liabilities - usually in order of preference (paying the receiver first of course!!)

tiggrae

TheClarks wrote: »

Doh, missed your updated bit......and it confused me again :rotfl:

Plan
Post the FirstPlus letter tomorrow to start the ball rolling.
Get the settlement breakdown and agreement number for the first loan from FirstPlus first thing tomorrow.
Post letter to Loans.co.uk

Why do I need the settlement breakdown before posting letters? or is that just to work out a rebate.


Will I need to send the settle breakdown off with one of the letter then?

you really don't need agreement numbers etc. all you need to do is write a letter of complaint and put down as much information as possible (ie address at time of loan and approximate date) the company you're complaining to will have all the information - requesting a SAR can be time consuming and you need to get on with your claim - you really don't need a SAR to do this

marshallka

tiggrae wrote: »

you really don't need agreement numbers etc. all you need to do is write a letter of complaint and put down as much information as possible (ie address at time of loan and approximate date) the company you're complaining to will have all the information - requesting a SAR can be time consuming and you need to get on with your claim - you really don't need a SAR to do this

I did say a SAR is not needed but can be helpful if you want and they are putting in the claims before the SAR. The SAR is I assume is just for thier reference.

marshallka

TheClarks wrote: »

Thanks,

All 3 docs done and ready............

First Plus - Posted earlier
Loans.co.uk - Used same letter as above, just changed address and waiting for agreement number before it's posted.
SAR to FirstPlus - ready but needs the agreement number too.

Appreciate all the help, round of :T :T :T for your help.

I hope you saw what tiggrae posted after. You need to get on with the claims. Don't let requesting the SAR hold you up. As i said earlier, its not needed but can be useful.

First just send the letters to both FIrstplus and Loans.co.uk. Tiggrae says you don't need the agreement number for Loans.co.uk as they should have all the details anyway. Just put down in your complaint letter as much as you do know. You don't need the settlement breakdown either before the complaints.

You can request the SAR if you want for your own benefit but don't let it hold up the claims.

di3004

marshallka wrote: »

I hope you saw what tiggrae posted after. You need to get on with the claims. Don't let requesting the SAR hold you up. As i said earlier, its not needed but can be useful.

First just send the letters to both FIrstplus and Loans.co.uk. Tiggrae says you don't need the agreement number for Loans.co.uk as they should have all the details anyway. Just put down in your complaint letter as much as you do know. You don't need the settlement breakdown either before the complaints.

You can request the SAR if you want for your own benefit but don't let it hold up the claims.

Yes I agree, its a matter of choice with the SAR, with me when I did request this but i still cracked on with my reclaims.

With me I needed to know the first loan amount when finished the first loan to go into a loan advance, as mine is being done through the FSCS and also registered with the liquidators, so come to think of it as the firms you use are still active they should be able to work this out for you anyway.

So yep crack on with the complaint letters and if you needed the SAR for for your purpose then that is up to you (TheClarks)....;) , yet the firms should also provide agreement and the breakdown for nothing, but don't let that hold you back.

Now that you have sorted out the first letter I would still get on with the first loan complaint.;)

Sorry if this is all confusing you hun.:D lol.

di3004

Hiya Marshallka

I hope you have some good news today.;)
Hope you hear something.

I will be checking the royalmail website shortly to track down my 2 items sent off yesterday.

di3004

The item I sent yesterday to Endeavour (copy of the FOS form) was delivered this morning:

Your item with reference DV115403499GB was delivered from our BIRMINGHAM Delivery Office on 25/09/08 .
Thank you for using this service.

You can now see the electronic Proof of Delivery for this item by clicking the button below.

But the one sent to the FOS has not been confirmed delivered as yet, will keep a check on it just in case.;)