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PPI Reclaiming discussion Part II

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  • Laini
    Laini Posts: 448 Forumite
    Morning Marshallka

    have you read the fab poem!!!
    still fighting for my money !!!
  • marshallka
    marshallka Posts: 14,585 Forumite
    Thanks for the poem, it was touching to be recognised as a helper. I loved it and Laini, thanks for the little message too.

    I am in a dilemma today as some time ago in May of this year i tried to claim back tax credits owed for 2002/03 that were unclaimed and used this site at first http://www.taxcredits.org.uk/. I later realised this was nothing to do with HMRC (it does look very official). Anyway i sent off the forms to them and then the next day after research realised i could have done this myself and that they were charging £94 for it. I telephoned them and eventually got through (this was the day after sending the forms) and told told them that i did not want to claim through them. They said they had destroyed the forms. I then on that same day wrote to HMRC 30th may,2008 and claimed myself. I rang lots of times and HMRC said they never received my letter. I then sent another out recorded delivery in July as my first had got mislayed. I had never sent anything recorded when my husband was self employed and we sent cheques and they always received them:rolleyes: .

    Anyway i know this is nothing to do with the thread but i have been in tears all morning as i have received a letter first thing this morning from the HMRC to say our cheque has been sent to our nominated agent £597.00. I have tried to ring this company and its answerphone all the time. Their website has no address but i have found an addy on companies house. They have nvever acknowledged our letters and I think i have been ripped off again. I don't think i can take anymore.

    I don't know about helping others as i can't even help myself.
  • Laini
    Laini Posts: 448 Forumite
    sent for CCA for Goldfish and Barclaycard

    Received letter from Barclaycard saying they will be replying about my PPI issue before 6th October.
    me thinks its a FOS job.
    still fighting for my money !!!
  • Laini
    Laini Posts: 448 Forumite
    marshallka wrote: »
    Thanks for the poem, it was touching to be recognised as a helper. I loved it and Laini, thanks for the little message too.

    I am in a dilemma today as some time ago in May of this year i tried to claim back tax credits owed for 2002/03 that were unclaimed and used this site at first http://www.taxcredits.org.uk/. I later realised this was nothing to do with HMRC (it does look very official). Anyway i sent off the forms to them and then the next day after research realised i could have done this myself and that they were charging £94 for it. I telephoned them and eventually got through (this was the day after sending the forms) and told told them that i did not want to claim through them. They said they had destroyed the forms. I then on that same day wrote to HMRC 30th may,2008 and claimed myself. I rang lots of times and HMRC said they never received my letter. I then sent another out recorded delivery in July as my first had got mislayed. I had never sent anything recorded when my husband was self employed and we sent cheques and they always received them:rolleyes: .

    Anyway i know this is nothing to do with the thread but i have been in tears all morning as i have received a letter first thing this morning from the HMRC to say our cheque has been sent to our nominated agent £597.00. I have tried to ring this company and its answerphone all the time. Their website has no address but i have found an addy on companies house. They have nvever acknowledged our letters and I think i have been ripped off again. I don't think i can take anymore.

    I don't know about helping others as i can't even help myself.

    You poor thing

    ring HMRC and Fax a letter now!!!and get the cheque stopped and ask for the address that it has been sent to and date of when it was sent.
    we aint letting these barstewards get away with it!!!
    still fighting for my money !!!
  • marshallka
    marshallka Posts: 14,585 Forumite
    Laini wrote: »
    You poor thing

    ring HMRC and Fax a letter now!!!and get the cheque stopped and ask for the address that it has been sent to and date of when it was sent.
    we aint letting these barstewards get away with it!!!
    I have rang HMRC who say their systems are down.I have found info about this company and its not good.
    http://groups.google.com/group/uk.people.consumers/browse_thread/thread/1e6617b25d2e9fca

    Apparently to use a org.uk web address its for non profit organisations. I feel so stupid again. Its really put me back. I want my money back but looking now think i have no chance of this. They are now advertising warmfront schemes and again this looks very official.

    I wish we could email HMRC as on monday my husband is back to work and will not be able to ring until evening and they will not let me speak.

    Found a few addresses in congleton. They set up feb of this year.
  • maxdp
    maxdp Posts: 3,873 Forumite
    Laini wrote: »
    you beat me to it Max!!!

    I have just been looking at waynes posts to see what he has put.
    It is a missold issue, so I was going to ask him to put the figures up here too.

    Hi Laini

    You can see why people do not go ahead with these claims. These letters are worded in such a way that you think they must be right and we are wrong.

    :mad:
    :mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    marshallka wrote: »
    Thanks for the poem, it was touching to be recognised as a helper. I loved it and Laini, thanks for the little message too.

    I am in a dilemma today as some time ago in May of this year i tried to claim back tax credits owed for 2002/03 that were unclaimed and used this site at first http://www.taxcredits.org.uk/. I later realised this was nothing to do with HMRC (it does look very official). Anyway i sent off the forms to them and then the next day after research realised i could have done this myself and that they were charging £94 for it. I telephoned them and eventually got through (this was the day after sending the forms) and told told them that i did not want to claim through them. They said they had destroyed the forms. I then on that same day wrote to HMRC 30th may,2008 and claimed myself. I rang lots of times and HMRC said they never received my letter. I then sent another out recorded delivery in July as my first had got mislayed. I had never sent anything recorded when my husband was self employed and we sent cheques and they always received them:rolleyes: .

    Anyway i know this is nothing to do with the thread but i have been in tears all morning as i have received a letter first thing this morning from the HMRC to say our cheque has been sent to our nominated agent £597.00. I have tried to ring this company and its answerphone all the time. Their website has no address but i have found an addy on companies house. They have nvever acknowledged our letters and I think i have been ripped off again. I don't think i can take anymore.

    I don't know about helping others as i can't even help myself.

    Hi Marshallka

    Am so sorry can you get in touch with trading standards to get them to look into this company see if they have had other complaints. I do not understand why they sent the money to the nominated agents when you had claimed yourself. Is it cause the other people sent the paperwork to them even though you said do not.

    Have you got copies of any correspondence.
    :mad:
  • I have today received letter from Littlewoods Visa(barclaycard)

    They advise that I ticked the box on application form for PPI set up 19/11/04
    and will send out copy in next 4 weeks, and that info on PPI sent to me and
    my responsibility should of read. I do not remember any info on already been covered by my employer, When I sent reclaim letter I did adv I canx the PPI due to the fact that I was covered by my employer, I have had a few times of absence due to illness if they keeping my PPI does that mean they will pay me?

    LLetter states finanal response and FOS leaflet!!

    What do I do now:confused:
  • Laini
    Laini Posts: 448 Forumite
    marshallka wrote: »
    I have rang HMRC who say their systems are down.I have found info about this company and its not good.
    http://groups.google.com/group/uk.people.consumers/browse_thread/thread/1e6617b25d2e9fca

    Apparently to use a org.uk web address its for non profit organisations. I feel so stupid again. Its really put me back. I want my money back but looking now think i have no chance of this. They are now advertising warmfront schemes and again this looks very official.

    I wish we could email HMRC as on monday my husband is back to work and will not be able to ring until evening and they will not let me speak.

    Found a few addresses in congleton. They set up feb of this year.

    have you got a shop near by who can fax a letter for you does it have a fax number to send on the letter from HMRC even just to get the cheque stopped and to notify them that the company is not representing you.
    still fighting for my money !!!
  • marshallka
    marshallka Posts: 14,585 Forumite
    maxdp wrote: »
    Hi Marshallka

    Am so sorry can you get in touch with trading standards to get them to look into this company see if they have had other complaints. I do not understand why they sent the money to the nominated agents when you had claimed yourself. Is it cause the other people sent the paperwork to them even though you said do not.

    Have you got copies of any correspondence.
    I sent them the forms back (this agency thing that i did not know was an agency as the site looked official) then the next day rang them and was assured that my forms had been destroyed. I then made my own claim to HMRC and forgot all about this agency as they had assured my they had destroyed the forms and we never heard anything from them from then. No acknowledgement or nothing and my own claim has not been looked at yet but i did sent it recorded in July as the one we sent 30th May, 2008 they say they did not receive. I kept ringing HMRC and they said they had a backlog of mail of 8 weeks. I then sent another letter recorded delivery in July. I have been ripped off i think as we never had any ackowledgement from this company at all. It was a phone call to cancel the forms and I did not write to them as they told me that they ripped them up.
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