PPI Reclaiming discussion Part II

maxdp

You are quite right and it is nice for me personally cause even when I am working away from home and cannot put my oar in I enjoy coming home and catching up with all the info on here. I do not usually do this sort of thing e.g. Forums etc but have enjoyed being part of this cause you learn so much from others and you always have somebody on here to soothe your brow.

di3004

marshallka wrote: »

I do it cause I truely enjoy helping others as I know what it feels like and its not nice thinking you're alone. We are all a family of PPI reclaimers me thinks.:D

You have been there with my claims through and through hun and I appreciate it very much, thank you hun.:beer: .

pinknico

di3004 wrote: »

You have been there with my claims through and through hun and I appreciate it very much, thank you hun.:beer: .

I know that even when I have nothing left to claim I will still come here for a chat and a catch up.;)

marshallka

pinknico wrote: »

I know that even when I have nothing left to claim I will still come here for a chat and a catch up.;)

Thats what i said to my husband. We are all people that one time or another had problems with debts and its good to talk with others in the same boat.

di3004

pinknico wrote: »

I know that even when I have nothing left to claim I will still come here for a chat and a catch up.;)

Me too, I know I have not managed to post so much to others over the last few days as its been hectic here and with inlaw in hospital etc, but I will always be here.......:D , I still have a few loan ppi claims to deal with but sorting all these other complexed ones out the last few weeks of mine have been enough for now and it makes a change to be able to help and advise others with our own experience as much as we can.:D :beer:

Saying that Marshallka has been dealing with mine, bless her, not me, WOW she is amazing and I have a job to keep up with her !!!

newshound_3

When I wanted to extend my overdraft with RBS in 2000, I was told they wouldn't do it unless I took out their loanguard cover, can I reclaim this and if so which section does it come under in the template letter, the one under general mis-selling where it states the policy would assist my credit application or the one where I was told it was compulsory as I could have taken out other insurance(even though I didn't have any)?

Many thanks for your thoughts

newshound

Laini

di3004 wrote: »

Me too, I know I have not managed to post so much to others over the last few days as its been hectic here and with inlaw in hospital etc, but I will always be here.......:D , I still have a few loan ppi claims to deal with but sorting all these other complexed ones out the last few weeks of mine have been enough for now and it makes a change to be able to help and advise others with our own experience as much as we can.:D :beer:

Saying that Marshallka has been dealing with mine, bless her, not me, WOW she is amazing and I have a job to keep up with her !!!

di and Marshallka
you are :A :A :A :A

Anne.Jade

When you’re broke and you need a loan
Don’t be afraid to hock your home
It’s ok if you can’t work or die
Cos you’ll be covered by PPI

You can pay it up front they can add it to loan
You can sort it all out over the phone
They will trick you and hide all the cost it’s so easy
Bombard you with figures that make you all dizzy

They’ll hard sell and try to persuade you to buy
And pre-tick the boxes and tell big fat lies
And if you say no they’ll keep on at you
You won’t get the loan if you don’t buy their poo

And then when you realise that you’ve been miss-sold
They deny everything and say you were told
They say you shouldn’t have signed the contract
And that you knew you would get nothing back

You argue and fight and you get so distressed
And you send your complaint to the FOS
You have to wait months to see if you’ve won
Keep checking the post to see what’s been done

At least there’s a forum to get some help
From Marshallka, Di and everyone else
It’s that bloke’s called Martin from off of the telly
Moneysavingexpert.com’s got some welly!!

Laini

Anne.Jade wrote: »

When you’re broke and you need a loan
Don’t be afraid to hock your home
It’s ok if you can’t work or die
Cos you’ll be covered by PPI

You can pay it up front they can add it to loan
You can sort it all out over the phone
They will trick you and hide all the cost it’s so easy
Bombard you with figures that make you all dizzy

They’ll hard sell and try to persuade you to buy
And pre-tick the boxes and tell big fat lies
And if you say no they’ll keep on at you
You won’t get the loan if you don’t buy their poo

And then when you realise that you’ve been miss-sold
They deny everything and say you were told
They say you shouldn’t have signed the contract
And that you knew you would get nothing back

You argue and fight and you get so distressed
And you send your complaint to the FOS
You have to wait months to see if you’ve won
Keep checking the post to see what’s been done

At least there’s a forum to get some help
From Marshallka, Di and everyone else
It’s that bloke’s called Martin from off of the telly
Moneysavingexpert.com’s got some welly!!

fantastic -well said
all true!!!:j

Anne.Jade

Laini wrote: »

fantastic -well said
all true!!!:j

Hey Laini!

I'm still waiting for the FOS to assign an adjudicator ......snore. Only been three months though so can't really complain compared to some

x