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PPI Reclaiming discussion Part II

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Different addy for Click Finance Limited here

    CLICK FINANCE LIMITED
    BURLEY HOUSE
    12 CLARENDON ROAD
    LEEDS
    YORKSHIRE
    LS2 9NF

    Arh now would this be the receivers perhaps ?
    Does it state active or dissolved hun ?
    Cheers.;)

    Just read one of the letters from when we had this policy, now this states 1clickloans.
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    THis is who are now trading from the address above.

    http://www.ukdata.com/company-credit-reports/Z.A.Z.-PROPERTIES-LIMITED.html
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Arh now would this be the receivers perhaps ?
    Does it state active or dissolved hun ?
    Cheers.;)

    Just read one of the letters from when we had this policy, now this states 1clickloans.
    ZAZ details here. Only started recently

    http://wck2.companieshouse.gov.uk/420a0b1d40665dbe9a114d2a9a5a902d/compdetails

    Are these receivers????????????????????????
  • marshallka wrote: »
    Can i ask why you employed a company to get this back for you? Did you start the claim off for yourself and they said "no". Most claims for single premiums are being upheld by the FOS if they were taken out after January, 2005 as this is when the FSA took over the sale of insurance. Have the company sent this to the FOS for you already???
    No we didnt start the claim ourselves as we didnt know how to go about it. They company have sent it to the FOS now. What do you think will happen please. Thank you.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    ZAZ details here. Only started recently

    http://wck2.companieshouse.gov.uk/420a0b1d40665dbe9a114d2a9a5a902d/compdetails

    Are these receivers????????????????????????


    I thought they were ??:confused:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Pixie1811 wrote: »
    No we didnt start the claim ourselves as we didnt know how to go about it. They company have sent it to the FOS now. What do you think will happen please. Thank you.
    If its gone to the FOS then you probably could have done this yourself. You will probably end up paying the company though if you win.

    When was this again and who with??
  • marshallka wrote: »
    Can i ask why you employed a company to get this back for you? Did you start the claim off for yourself and they said "no". Most claims for single premiums are being upheld by the FOS if they were taken out after January, 2005 as this is when the FSA took over the sale of insurance. Have the company sent this to the FOS for you already???
    The company is First Plus (Barclays Insurance), we got the loan through Capital One as a broker. Do you think we will get anything back via the FOS?
  • The PPI and loan was taken out in October 2005.
  • marshallka
    marshallka Posts: 14,585 Forumite
    Pixie1811 wrote: »
    The company is First Plus (Barclays Insurance), we got the loan through Capital One as a broker. Do you think we will get anything back via the FOS?
    I would say you stand a good chance and better than pre Jan 2005 complaints.
  • di3004
    di3004 Posts: 42,579 Forumite
    This is an old letter we received from Click just dug it out now:

    Dated 25 July 2008

    Dear Mr & Mrs

    Your letter dated 15 July addressed to the Director Mr XXXXXX and Mr XXXXXXXX has been passed to me for attention.

    I have noted your comments but must once again confirm that Click Finance has been dissolved and I can only refer you to the liquidator as indicated in my letter dated 30 May 2008.

    As a point of general information, the sale of Payment Protection only became regulated by the FSA in January 2005 and any sales made before that date are not covered by the latest rules.

    with regard to your recent SAR request we have searched our systems and do not hold any of your personal details.

    I am sorry that we are unable to help you further in this matter.

    Yours sincerely

    Compliance Manager.
    The one and only "Dizzy Di" :D
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