PPI Reclaiming discussion Part II

di3004

marshallka wrote: »

Are you with Virgin Media by any chance. Ours is terrible today. Got a BIG complaint going on with them at the moment with CISAS.(God i'm a complainer aren't I)

Just uninstalled Virgin Medias pc guard anti virus and installed AVG

Hi hun, no not with Virgin Media, but my sister is and said about some problems, I'm with AOHELL, oops sorry I mean aol.......:o , still running slow, but I have noticed that more when signing on in here today.....:rolleyes: , are you or anyone else having this problem on this actual site ?:rolleyes:
I am seriously thinking about going elsewhere but the knockback will more than likely mean I will be without access for a little while.......:eek: .

tiggrae

mally7uk wrote: »

we had an horrendous loan via freedom finance but from first plus. good news - we scraped enough together to pay it off last year. bad news - tried to reclaim PPI payments back (actually missold on not one but three areas) but have had the boot arounf between first plus and freedom finance each blaming the other and nobody taking responsibility. Then freedom said to speak to their parent company Bespoke - they are based/holed up in gibraltar. We contacted them but they basically told us to P**s off that they were not responsible for 2 reasons - one - we took the loan out in august 2003 - before any legislation came in - and two - they are in gibraltar - 'nah nah nah can't touch us, we're not controlled by the FO coz we are off-shore dancing on a rock' (you get the picture).
we are very disgruntled and don't know where to to turn now.
any ideas#?

talk to Marshallka - she's the expert on that unholy triangle !!!

tiggrae

jimmyjames wrote: »

Hello All,

I took out a loan with Barclays in 2006 and had front loaded protection added to it. Nearly adding another 25% to what I pay back.

Anyway, I complained that I was missold the policy for the reasons below and they have written back saying no way am I getting my money back. They say, and have proof, that I agreed to it and they were following all relevant compliance. I have seen the signed documents and it appears that they have me bang to rights which is pretty annoying. I do not remember agreeing to this, though I must have.

· your salesperson implied that taking out the policy would assist my credit application.
· your salesperson was very pushy in selling me the policy so that I felt I could not say no.
· your salesperson did not give me full information on what the policy would and would not cover
· I am concerned the sales assistant that sold me the policy has no financial background and the policy was not sold in my best interests.
· The policy was not explained to me in a clear manner and full details of the policy were not disclosed at point of application


Is there anything else I can do? Is this just a stalling tactic or am I screwed? Are there any other avenues to take?

Any help will be greatly appreciated.

Jimmy

take your complaint to the Financial Ombudsman

marshallka

di3004 wrote: »

Hi hun, no not with Virgin Media, but my sister is and said about some problems, I'm with AOHELL, oops sorry I mean aol.......:o , still running slow, but I have noticed that more when signing on in here today.....:rolleyes: , are you or anyone else having this problem on this actual site ?:rolleyes:
I am seriously thinking about going elsewhere but the knockback will more than likely mean I will be without access for a little while.......:eek: .

I think its this site too. I am having probs.:D

tiggrae

pinknico wrote: »

Hello new to this and trying to find the right thread to post in!
I have sent letters to both these companys regarding miss sold PPI and partial reclaim due to early repayment. Has anyone had any success with either of these companys?

not future, but Picture Financial is in receivership, if your loan / ppi was taken out before 15/01//05 you've basically no chance of getting your money back - if after then make a complaint to the Financial Services Compensation Scheme

marshallka

tiggrae wrote: »

talk to Marshallka - she's the expert on that unholy triangle !!!

Look where all MY hard work got me. What about claiming through FIrstplus under section 75 equal liability. :mad:I really wish there was something i could do.

pm'd you tiggrae

marshallka

marshallka wrote: »

Look where all MY hard work got me. I really wish there was something i could do. What about claiming through FIrstplus under section 75 equal liability. :mad:

pm'd you tiggrae

Tiggrae, your PM was blank

di3004

marshallka wrote: »

Tiggrae, your PM was blank

Golly it had taken me over 5 mins to get back in......:mad: , I have also had the odd blank pm's.......:rolleyes:

marshallka

di3004 wrote: »

Golly it had taken me over 5 mins to get back in......:mad: , I have also had the odd blank pm's.......:rolleyes:

Whats happening to our site:eek:

di3004

marshallka wrote: »

Whats happening to our site:eek:

I don't know....... , at first I thought it was just me......:rolleyes: , has anyone else complained this evening ?