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PPI Reclaiming discussion Part II

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  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    I would love that from home and they would certainly get the hours out of me. I would not settle or sleep til I got to the bottom of things...

    lol, I can just imagine you doing this :D:D
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    I have been asked to move my question to this thread.

    Hi
    I hope someone can help answer my question.
    I have recently tryed to reclaim the ppi on my loan from lloyds under mis selling - my request was rejected.

    Do I have a case????

    When i took out loan i worked 16 hrs a week for an employer, had a self employed job and received working tax credit due to being a single parent.
    A few months ago i lost my self employed work, but was still in 16 hours a week employment and receiving working tax credit. Losing my main job hit my finances hard. When i tryed to make a claim under my PPI i was told i couldnt as i still work 16 hours a week. So if i cant claim for losing my self employed work, then surely the PPI was not suited to me and it was mis sold???? or do i have this all wrong, please help someone before i lose the plot totally
    Yeah, if you are working 16 hours or more it is classed as full time work. If at the time you were working more than 16 hours but lost to anything under 16 then you would have been ok to claim.
  • di3004
    di3004 Posts: 42,579 Forumite
    mac666 wrote: »
    Hi everyone

    Does anyone know the head office address of halifax? Have looked but can't find it only a po box.
    I am going to send a letter tomorrow to start my claim for miss selling. Can i send regsistered post to a PO box? If not is it worth sending it to my local branch?

    Thanks

    Mac

    Hi Mac

    I have 3 lots here, I assume it would be the first one but maybe if someone else could also confirm this too.;)

    Halifax PLC
    Trinity Road
    Halifax
    West Yorkshire
    HX1 2RG

    Halifax Phone Number for Statements - 08457 253519

    HBOS (Halifax and Bank of Scotland's ivory tower address)
    PO Box 5
    The Mound
    Edinburgh
    EH1 1YZ

    L Bunker
    Data Protection Consultant
    HBOS PLC
    Trinity Road
    Halifax
    HX1 2RG
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Yeah, if you are working 16 hours or more it is classed as full time work. If at the time you were working more than 16 hours but lost to anything under 16 then you would have been ok to claim.

    So it is a flat 16 hours or more then they class as full time ?
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    mac666 wrote: »
    Hi everyone

    Does anyone know the head office address of halifax? Have looked but can't find it only a po box.
    I am going to send a letter tomorrow to start my claim for miss selling. Can i send regsistered post to a PO box? If not is it worth sending it to my local branch?

    Thanks

    Mac

    Hi on Halifax site is this



    This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, HBOS Investment Fund Managers Limited, Halifax Life Limited and Halifax Share Dealing Limited and St Andrew's Life Assurance plc are authorised and regulated by the Financial Services Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS. They are entered in the Financial Services Authority's Register and their Register Numbers are 169628, 119223, 171881 and 183332 and 189101. This is an English language site, all contracts will be in the English language only. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © 2008. All rights reserved.


    Then found this on another site
    Halifax Complaints Address:

    Halifax plc
    Trinity Road
    Halifax
    HX1 2RG


    Telephone Banking:

    08457 20 30 40


    Halifax Customer Relations:

    08457 25 35 19


    Customer Relations
    Halifx PLC
    Permanent Buildings
    Commercial Street
    Halifax
    HX1 1BH

    The direct telephone number to Halifax Bank of Scotland Data Protection Team is 01422 332991
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Hi Mac

    I have 3 lots here, I assume it would be the first one but maybe if someone else could also confirm this too.;)

    Halifax PLC
    Trinity Road
    Halifax
    West Yorkshire
    HX1 2RG

    Halifax Phone Number for Statements - 08457 253519

    HBOS (Halifax and Bank of Scotland's ivory tower address)
    PO Box 5
    The Mound
    Edinburgh
    EH1 1YZ

    L Bunker
    Data Protection Consultant
    HBOS PLC
    Trinity Road
    Halifax
    HX1 2RG
    sorry Di... you beat me to it.
  • di3004
    di3004 Posts: 42,579 Forumite
    Came across this as well, oh it may be the same as already added lol.

    Name & Registered Office:
    HALIFAX LIMITED
    TRINITY ROAD
    HALIFAX
    WEST YORKSHIRE
    HX1 2RG
    Company No. 02367076
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    So it is a flat 16 hours or more then they class as full time ?
    Yes by most things including claiming benefits etc and policies for insurance 16 hours is classed as full time.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    sorry Di... you beat me to it.


    lol, not a problem......:D , they have so many anyway, I was hoping you would confirm it...cheers.:beer:
    I then added it again and realised it was the same one too lol....:o :D
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Yes by most things including claiming benefits etc and policies for insurance 16 hours is classed as full time.

    Cheers hun.....:D ;)
    The one and only "Dizzy Di" :D
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