PPI Reclaiming discussion Part II

di3004

pumpkinpatch wrote: »

I have been asked to move my question to this thread.

Hi
I hope someone can help answer my question.
I have recently tryed to reclaim the ppi on my loan from lloyds under mis selling - my request was rejected.

Do I have a case????

When i took out loan i worked 16 hrs a week for an employer, had a self employed job and received working tax credit due to being a single parent.
A few months ago i lost my self employed work, but was still in 16 hours a week employment and receiving working tax credit. Losing my main job hit my finances hard. When i tryed to make a claim under my PPI i was told i couldnt as i still work 16 hours a week. So if i cant claim for losing my self employed work, then surely the PPI was not suited to me and it was mis sold???? or do i have this all wrong, please help someone before i lose the plot totally

Hi there, good to see your here, will be back in a min with some further info for you.;)

di3004

pinknico wrote: »

No not heard a thing, and as you say Picture is on the list so they must be confident they will be declared in default. But they must be waiting on some information from someone.
I sent everything I had to the FCSC so I hope they dont need anything else.
This claim is for a lot of money and I just want to know if they agree I have been mis sold. They can then take as long as they like to send the money within reason!

I think they are confident myself.;)
Hopefully whatever is holding them back, they will be able to proceed with this very soon, I do hope so and for you its a lot of money and I think you will be okay.;)

maxdp

pumpkinpatch wrote: »

I have been asked to move my question to this thread.

Hi
I hope someone can help answer my question.
I have recently tryed to reclaim the ppi on my loan from lloyds under mis selling - my request was rejected.

Do I have a case????

When i took out loan i worked 16 hrs a week for an employer, had a self employed job and received working tax credit due to being a single parent.
A few months ago i lost my self employed work, but was still in 16 hours a week employment and receiving working tax credit. Losing my main job hit my finances hard. When i tryed to make a claim under my PPI i was told i couldnt as i still work 16 hours a week. So if i cant claim for losing my self employed work, then surely the PPI was not suited to me and it was mis sold???? or do i have this all wrong, please help someone before i lose the plot totally

There are lots of things you can get them on do not give up, they have mis sold this. Also ask them how much money they paid to their insurance provider for selling this PPI can be 500 to 1700 may make them bit nervous if you would like to go down this line let me know and i can send you a letter that may make them jittery:eek:

di3004

pumpkinpatch wrote: »

I have been asked to move my question to this thread.

Hi
I hope someone can help answer my question.
I have recently tryed to reclaim the ppi on my loan from lloyds under mis selling - my request was rejected.

Do I have a case????

When i took out loan i worked 16 hrs a week for an employer, had a self employed job and received working tax credit due to being a single parent.
A few months ago i lost my self employed work, but was still in 16 hours a week employment and receiving working tax credit. Losing my main job hit my finances hard. When i tryed to make a claim under my PPI i was told i couldnt as i still work 16 hours a week. So if i cant claim for losing my self employed work, then surely the PPI was not suited to me and it was mis sold???? or do i have this all wrong, please help someone before i lose the plot totally

Hi there,
You do have a strong case here.

Please check on this link here
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

There is a list of mis selling reasons and you will also come across a template letter to reclaim this back, use that but add your own reasons to this.
They have 8 weeks to get back to you.

If the first letter you receive from them is not good news, we will move on to the following step.

So get a letter in for as soon as possible, post by recorded post so you know its reached them.

I have a few cases about Lloyds right now, like many others, some between me and hubby are with the FOS right now, so if yours is not successful you will have the chance after a Final decision from Lloyds to take it to them.
But we will sort that one out if it gets to this stage, but I do hope they uphold and repay you back as soon as they admit liability to mis selling this to you.

Please keep us posted hun, in order for us to move on with this for you.;)

There is always someone here that can help you through this.

Good luck!

Di.
x

maxdp

Signing out now. Need to catch up with kids and partner.;)

di3004

maxdp wrote: »

Signing out now. Need to catch up with kids and partner.;)

Okay then hun, have fun.....:D :j , and catch you tomorrow no doubt, have a good night.:D . xx

marshallka

pinknico wrote: »

Marshallka and Di start applying!!

Yeah, plain and simple with me.

Single premium policy - right your complaint has been upheld

NEXT....

marshallka

di3004 wrote: »

LOl, thanks....:D you too hun, you have the knowledge.:j .

Wonder if they will take on homeworkers, I know Marshallka would love this.:D

I would love that from home and they would certainly get the hours out of me. I would not settle or sleep til I got to the bottom of things...

mac666_2

Hi everyone

Does anyone know the head office address of halifax? Have looked but can't find it only a po box.
I am going to send a letter tomorrow to start my claim for miss selling. Can i send regsistered post to a PO box? If not is it worth sending it to my local branch?

Thanks

Mac

di3004

marshallka wrote: »

Yeah, plain and simple with me.

Single premium policy - right your complaint has been upheld

NEXT....

Lol....You would love it.....:D and good at it too......:j